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Nation’s Transplant System Acts to Maximize Organ Use

United Network for Organ Sharing

United Network for Organ Sharing (UNOS), the non-profit that contracts with the federal government to serve as the nation’s Organ Procurement and Transplantation Network (OPTN), is driving efforts to maximize organ acceptance and use. In its role as the OPTN, UNOS recently launched a predictive analytics tool, which adult kidney transplant programs can now use to augment decision-making and improve organ acceptance. Concurrently, the largest cohort of transplant organizations involved in an OPTN collaborative convened in Orlando, Florida recently to kick off a project focused on improving organ offer acceptance rates. The National Academies of Sciences, Engineering and Medicine (NASEM) recommended the use of predictive analytics as well as improving organ offer acceptance rates in their Feb. 2022 report on the nation’s organ donation and transplantation system. In 2022, 19.14% of all organs successfully recovered from selfless donors were not transplanted into a recipient, a statistic that UNOS is working with the entire organ donation and transplant community to improve. The new efforts signify important actions on behalf of the over 104,000 patients currently on the transplant waitlist. Predictive Analytics Tool This new tool shows physicians the predicted impact that accepting or declining a donor kidney offer could have on their patient, supplementing data already available to find the best-fit organ. This resource, offered to all adult kidney transplant programs across the country at no charge, aims to support decision-making, ultimately increasing the number of kidney transplants. Developed in collaboration with Accenture Federal Services, the tool is already providing physicians two key data points: the predicted length of time that their patient may wait for a similar kidney offer, and the patient’s likelihood of survival over the next three years without a transplant. “When we can use technology to supplement sound clinical judgement, we are best serving patients waiting for the gift of life,” said UNOS CEO Maureen McBride. “The new predictive analytics tool will help support the transplant teams making critical decisions on behalf of their patients.” Predictive analytics is the use of data, statistics and modeling to predict the likelihood of future outcomes. The NASEM report recommended using predictive data to improve organ acceptance rates in their 2022 recommendations. “Accenture is proud to be involved in the design and development of predictive analytics models which promise to improve offer acceptance in decision support tools,” said Accenture Federal Studio Design Director Ben Cannon. “We appreciate the willingness of the OPTN leadership to engage in a build-test-learn approach to address this challenge and for their close collaboration with specialists from various disciplines across both organizations - data science, human centered design, behavioral science, and technology. We are excited to continue our work and scale the predictive analytics program.” After a pilot phase that began in early 2022, UNOS used input provided by participating transplant programs to improve the tool before the national launch. An advisory panel will continue evaluating community feedback. Offer Acceptance Collaborative UNOS recently brought together transplant programs from a third of the country’s transplant hospitals to kick off the OPTN Offer Acceptance Collaborative in Orlando, Fla. The largest UNOS-led collaborative to date, this six-month effort focuses on improving responses to organ offers as well as defining and revising acceptance criteria. This collaborative will also help programs prepare for the use of a new offer acceptance metric to evaluate transplant program performance. UNOS will begin using this metric as a component of OPTN transplant program performance monitoring in July of this year. "If you look at the history of donation and transplantation, innovation is how we got here,” said Offer Acceptance Collaborative participant Deborah Maurer, who serves as Transplant Services Program Administrator at the University of Pittsburgh Medical Center. “It's our obligation to keep innovating, not just the scientific or clinical practices, but also the quality improvement processes and practices. This collaborative is a perfect example of giving the community the opportunity and mechanism to drive that innovation." Organ offers are an integral part of the nation’s organ donation and transplant system, but acceptance rates vary across the United States. The NASEM report identified offer acceptance as a “key area for improvement for transplant centers.” “UNOS is proud to convene transplant programs from across the country for this important collaborative project,” said McBride. “By strengthening our practices, constantly reevaluating what works as a community and asking tough questions about how and what we can do better, we can best serve the patients and families who rely on us.” About UNOS United Network for Organ Sharing (UNOS) is a non-profit, charitable organization that serves as the Organ Procurement and Transplantation Network (OPTN) under contract with the federal government. The OPTN helps create and define organ allocation and distribution policies that make the best use of donated organs. This process involves continuously evaluating new advances and discoveries so policies can be adapted to best serve patients waiting for transplants. All transplant programs and organ procurement organizations throughout the country are OPTN members and are obligated to follow the policies the OPTN creates for allocating organs. Contact Details United Network for Organ Sharing Anne Paschke +1 804-782-4730 anne.paschke@unos.org Company Website https://unos.org

February 16, 2023 04:25 PM Eastern Standard Time

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PTOP Announces Pink Current Status! PTOP Also Announces Payment Completed To Accountants For Q1 Financial Statements To Be Completed Soon!

Peer to Peer Network

McapMediaWire -- Peer To Peer Network a.k.a MobiCard Inc. (OTC: PTOP ) is proud to announce it has obtained the coveted “Pink Current Status” from the OTC Markets and has also made payment to Blue Chip Accounting to have 1 st quarter financials completed soon. “We fell out of compliance for Pink Current only because the attorney letter had not been submitted after we submitted our fiscal year-end financial reports. When I found out, I notified our attorney and he promptly sent in the attorney letter to cover the financial periods for the annual report required. It took OTC markets 3-5 business days from the time they received the attorney letter to put us back to “Pink Current Status”. I assume this will open the gates back up to new investors who otherwise would not be able to buy the stock,” commented Chairman & CEO Joshua Sodaitis. “I remain steadfast in adhering to the proper reporting requirements. We paid the accountants for our Q1 financials and should have them completed and posted to OTC Markets by the end of February. I also remain committed in wiping off debt from the balance sheet,” elaborated CEO Sodaitis. OTC Markets revised their Pink Current and Pink Limited guidelines on the information that’s required by companies to qualify for each, which are publicly available on the otcmarkets.com website. According to the OTC Markets Group website: “ The Pink Limited tier, and the information required to be qualified as Pink Limited is more basic — what you need under Rule 15c2-11. Pink Current goes above that. In order to meet those guidelines, you’re going to need to have specific financial information — more than the Pink Limited guidelines. Both will allow a security to be quoted on an ongoing basis, but the Pink Current guidelines are more stringent. And with respect to the impact of being on one tier versus the other, brokers that are quoting those securities may place restrictions on the Pink Limited tier that they do not place on Pink Current. Companies that trade on our Market are subject to the Blue Sky laws in the 50 states and four territories. That also is impacted depending on whether or not you are Current or Limited. As an example, for companies that come in Current that are making their information available to us, you would gain a state like Illinois. It will have an impact not just on a broker’s potential restrictions on trading Limited versus Current, but also on the Blue Sky status of individual states.” Quote directly from OTC Markets: Rule 15c2-11 Amendments FAQs - OTC Markets Blog. This Pink Current Status for PTOP means that entire new states like Illinois (as used in the OTC Markets example above) amongst others, will now have access to buying shares of PTOP in the open market. This is an obvious benefit to shareholders and the company. If you are curious to see the balance sheet, financial disclosure documents, or other financial reports we encourage you to view them on the OTC Markets group website. “Next week I will be putting out some more exciting news as I strive diligently to knock down the strategic objectives I laid out in the Annual Letter To Shareholders. I believe this will finally be PTOP’s year. Together with the help of shareholders we can make our strategic goals a reality. I would say this is the BEST time to become a shareholder of PTOP,” concluded Chairman & CEO Joshua Sodaitis. Contact Info: Joshua Sodaitis, Chairman & CEO MobiCard, Inc. 45 Prospect Street Cambridge, MA 02139 Phone: 1-617-481-1971 Email: info@freemobicard.com ABOUT: Peer to Peer Network aka MobiCard is the 1st of its kind digital contact/business card. It will greatly facilitate the ability of individuals and businesses to share information and more effectively expand their visibility and brand awareness. MobiCard is a combination of powerful mobile apps and desktop apps with wide ranging capabilities, including linking video's, user websites, all forms of contact information, and all of each user's social media links into one consolidated source. It is more than just a digital business card; it's a "dynamic digital footprint." A subscriber can custom create their business card to include a company logo, profile photo, contact details, website, audio messaging, social media links and multi-media content. The platform sharing and alert system enables users to share their card via text/SMS, e-mail, and global social media sites including Facebook, Twitter, LinkedIn, etc. The system provides the user instant text alerts when their card is opened or shared to third party referrals all while building an invaluable database of contact leads. Safe Harbor Statement: This release includes forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The Company invokes the protections of the Private Securities Litigation Reform Act of 1995. All statements regarding our expected future financial position, results of operations, cash flows, financing plans, business strategies, products and services, competitive positions, growth opportunities, plans and objectives of management for future operations, as well as statements that include words such as "anticipate," "if," "believe," "plan," "estimate," "expect," "intend," "may," "could," "should," "will," and other similar expressions are forward-looking statements. All forward-looking statements involve risks, uncertainties and contingencies, many of which are beyond our control, which may cause actual results, performance, or achievements to differ materially from anticipated results, performance, or achievements. Factors that may cause actual results to differ materially from those in the forward-looking statements include those set forth in our filings at www.sec.gov. The company is no longer a fully reporting SEC filing company. We are under no obligation to (and expressly disclaim any such obligation to) update or alter our forward-looking statements, whether as a result of new information, future events or otherwise. Contact Details Joshua Sodaitis, Chairman & CEO MobiCard, Inc. +1 617-651-2460 info@freemobicard.com

February 16, 2023 10:30 AM Eastern Standard Time

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CommandK raises $3m to become the command center for enterprise security

CommandK

Companies today adopt various strategies to protect their sensitive data – data such as secrets, e.g., API tokens, SSH keys or passwords; PII data, including customer phone numbers or emails; and business-sensitive data such as company financials or intellectual property. The solutions adopted often involve multiple DIY tools. Moreover, these solutions are cobbled together by generalist developers instead of security specialists. At fast-growing mid to late-stage companies, the burden on developers to move fast is too high, and security often becomes an afterthought. Addressing this pressing security concern, CommandK is announcing today a $3M seed round led by Lightspeed to help companies – and developers within these companies – achieve higher security standards with little to no change management at their end. The round also saw participation from a range of angel investors*. CommandK manages the end-to-end lifecycle of sensitive data. Starting with secure storage, secure sharing with programs, third-party services, or authorized users, and simplifying compliance controls by replacing multiple point solutions with a single platform. This approach ensures there is zero developer dependency in managing sensitive data, allowing security teams to get the highest order of security while letting developers focus on building features. CommandK is deployed as a managed solution within the company’s virtual private cloud, ensuring that sensitive data never leaves the company’s network. Jayesh Sidhwani, co-founder of CommandK, commented: “Large web-scale companies have resources to build internal tools that allow developers to build secure products; however, these tools need constant upgrades in the ever-evolving cybersecurity landscape. Unless the companies have a dedicated team to focus on this problem, the company’s overall security posture keeps falling behind. Companies cannot put data security on the back burner any longer. In 2022 alone, companies spent an average of $5M in a single instance of a data breach. About half of the breaches involved leaked secrets or sensitive data. At the same time, because security is a niche skill, hiring security engineers isn’t easy or scalable. We built CommandK to fill this gap.” Jayesh Sidhwani (CEO) and Rohan Prabhu (CTO), the co-founders of CommandK, have worked in infrastructure and engineering roles at companies such as Disney+ Hotstar, Jupiter, Amazon, and Google. At Hotstar – a live and on-demand OTT service in India – Jayesh helped build the core platform that holds the world record for the most concurrent live connections on an internet product (25 million). Rohan built some of the most sophisticated backend infrastructure for Jupiter, one of India’s fastest-growing neo-banks. CommandK has been built on top of the years of experience the founders have had to solve this issue in their prior roles. Hemant Mohapatra, partner at Lightspeed, commented: “Four undeniable shifts are happening in the world of enterprise SaaS today: developers are managing more and more code and microservices; these microservices are deployed across more and more complex on-prem and cloud environments; reliance on 3rd party services such as Twilio or Stripe is increasing rapidly; and, finally, engineering teams are not just managing code, but also a lot of the backend infra and associated configuration files, secrets, API keys, and more. Large companies such as Docker, Atlassian, and Github were built on the backs of helping developers better manage code and microservices. We believe CommandK will be the defining company in helping developers better manage their security, secrets, and config infrastructure with the same efficiency and safety as they manage their code today.” CommandK is in a private beta phase and is already working with companies to solve their security challenges. *Angel investors in the seed round included: Robin Vasan (Founder MangoCapital, board member of HashiCorp, Couchbase, InfluxData), Jon Gelsey (ex-CEO Auth0), Sundeep Peechu (GP Felicis), Akash Saxena (ex-CTO Disney+), Pratyus Patnaik (Sr Director Okta), Abinash Tripathy (ex-CEO Helpshift), and AllIn Capital. About CommandK CommandK is an early-stage cybersecurity startup. Starting in 2022, CommandK is focused on building tools that bridge the gap between achieving the highest security and the fastest velocity of shipping features. For more information, please visit https://www.commandk.dev/ About Lightspeed Venture Partners Lightspeed Venture Partners is a multi-stage venture capital firm focused on accelerating disruptive innovations and trends in the Enterprise, Consumer, Health, and Fintech sectors. Over the past two decades, the Lightspeed team has backed hundreds of entrepreneurs and helped build more than 500 companies globally, including Affirm, Carta, Cato Networks, Epic Games, Faire, Forty Seven, Guardant Health, Mulesoft, Netskope, Nutanix, Rubrik, Sharechat, Snap, TripActions, Udaan, Ultima Genomics and more. Lightspeed and its global team currently manage $18B across the Lightspeed platform, with investment professionals and advisors in the U.S., China, Europe, India, Israel, and Southeast Asia. www.lsvp.com Contact Details CommandK Bilal Mahmood +44 7714 007257 b.mahmood@stockwoodstrategy.com Company Website https://www.commandk.dev/

February 16, 2023 10:30 AM Eastern Standard Time

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Operation Pangolin — On a Mission to Protect the World’s Most Poached Mammal

Paul G. Allen Family Foundation

Researchers and conservationists are embarking on a bold initiative to save the world’s most trafficked wild mammal — the pangolin. With core funding support from the Paul G. Allen Family Foundation, Operation Pangolin has launched in Cameroon and Gabon with plans to expand into Nigeria soon. Among the least studied animals in the world, little is known about the natural history or ecology of the world’s eight pangolin species. Even less is known of their role in a significant criminal economy where trafficked pangolins and the illegal sale of their scales and meat often go undetected. Operation Pangolin will generate much-needed data to inform conservation strategies in Central Africa, with global implications for the illicit wildlife trade. The team will then help implement the identified strategies with a plan to eventually expand their efforts into Asia, the only other continent with native pangolin populations. “Without urgent conservation action at a global scale, all eight species of pangolins face extinction,” said project lead Matthew H. Shirley, a conservation ecologist at Florida International University’s Global Forensic and Justice Center and co-chair of the International Union for Conservation of Nature’s (IUCN) Pangolin Specialist Group. “Operation Pangolin is a chance to alter the conservation landscape for pangolins and other wildlife threatened by illicit human behavior.” In addition to Shirley, who will focus on ecological monitoring, the collaborative research team includes: Alasdair Davies from the Arribada Initiative, focusing on technological innovation; Dan Challender from the University of Oxford, focusing on trade and policy; Meredith Gore from the University of Maryland, focusing on conservation criminology; Bistra Dilkina from the University of Southern California, focusing on data coalescence. The researchers are joining forces with Carla Louise Mousset Moumbolou and her team from the Agence Nationale des Parcs Nationaux (Gabon’s national parks agency) to lead implementation efforts in Gabon and Andrew Fowler and his team from ZSL (Zoological Society of London) to lead implementation in Cameroon. The project is supported by the IUCN Pangolin Specialist Group, a global network of 189 pangolin technical specialists. The team is developing toolkits for pangolin monitoring and data collection, a critical first step to prevent extinction of these evolutionarily distinct and imperiled mammals. The toolkits will incorporate the latest advancements in hardware and software, while using locally accessible and low-cost technological components. The researchers will work with local conservation stakeholders, including indigenous peoples, local communities and government agencies to deploy monitoring programs, implement conservation interventions and develop predictive tools for addressing wildlife crime. “Accurate, actionable data is the foundation of effective conservation efforts,” said Gabe Miller, Director of Technology on behalf of the Paul G. Allen Family Foundation. “Operation Pangolin will provide a blueprint for how conservationists can turn data into solutions that address important issues like wildlife trafficking and the biodiversity crisis head on.” Both IUCN and the Parties to the Convention on International Trade in Endangered Species of Wild Fauna and Flora (CITES) agree that the development of pangolin-specific monitoring methods linked to anti-trafficking efforts is the highest conservation priority for these mammals. Throughout history, pangolins have been sustainably used for food and medicine, but overexploitation has exploded in recent decades resulting in threatened status for all eight species. The main threat, both in Asia and increasingly in Africa, is poaching for international wildlife trafficking. Enough pangolin scales have been seized in the past decade to account for at least 1 million pangolins, yet little is known of the trafficking supply chains. This number does not account for the pangolins that are removed undetected from the wild to fuel this illegal enterprise. At least 250,000 are estimated to be taken from African and Asian forests every year for consumers in China, Vietnam, western Europe and the United States. The $4 million grant from the Paul G. Allen Family Foundation supports the current launch of the project in Central Africa. The research team is concurrently raising funds in an effort to expand the project to Asia by 2027. Operation Pangolin is a six-year initiative that, in addition to reducing extinction risk for pangolins, lays the groundwork for sustainable conservation solutions for other species. ### About the Paul G. Allen Family Foundation Founded in 1988 by philanthropists Jody Allen and the late Paul G. Allen, co-founder of Microsoft, the Paul G. Allen Family Foundation invests in communities across the Pacific Northwest to enhance the human experience of arts & culture, center underserved populations, and mobilize young people to make an impact. In addition, the foundation supports a global portfolio of nonprofit partners working across science and technology solutions to protect wildlife, preserve ocean health, and create lasting change. The foundation also funds the Paul G. Allen Frontiers Group, which works to advance cutting-edge research in all areas of bioscience. Contact Details Paul G. Allen Family Foundation press@pgafamilyfoundation.org Company Website https://www.pgafamilyfoundation.org/

February 16, 2023 07:00 AM Pacific Standard Time

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GET Mobile ID certified by UL for all interaction modes of ISO/IEC 18013-5

GET Group North America

GET Group and its affiliate GET Group North America, innovative developers of mobile ID technology with over 30 years of experience in the issuance of secure government credentials, today announced the certification of GET Mobile ID by UL Solutions for all test cases of ISO/IEC 18013-5, the International Mobile Driver’s License (mDL) Standard. GET Mobile ID, for iOS and Android, is the first app to be certified for every interaction mode supported by the International mDL standard and allowed by each operating system. Supporting NFC, QR code, Bluetooth, and Wi-Fi Aware for the sharing of mDL data allows the most flexibility for businesses and agencies to choose the method they will use to check ID efficiently and quickly. GET Mobile ID works whether the devices are connected to the internet or not and protects the security and privacy of citizens during every interaction. “The flexibility of supporting every mDL interaction mode – from tap to nearby to distance – allows citizens total control to share their information securely and lets businesses to determine how they want to interact with customers,” said Alex Kambanis, President and Managing Director for GET Group North America. “The flexibility to fit ID verification into business flows is the missing element toward widespread mDL adoption.” “The flexibility of supporting every mDL interaction mode – from tap to nearby to distance – allows citizens total control to share their information securely and lets businesses to determine how they want to interact with customers,” said Alex Kambanis, President and Managing Director for GET Group North America. “The flexibility to fit ID verification into business flows is the missing element toward widespread mDL adoption.” Compliance with the international standard ensures mobile IDs are secure and can be accepted globally as a legal form of identification as the mDL ecosystem continues to grow. Mobile driver’s licenses powered by GET Mobile ID allow for information such as name or age to be confirmed contactlessly with a simple scan or tap. A physical credential or mobile phone never changes hands. This eliminates the subjectivity of visually authenticating that an ID hasn’t been tampered with. By certifying that it adheres to stringent standards the citizen is empowered with greater control over the privacy of their personal data. They share only the information relevant to a specific transaction. For example, they may confirm they are over 21 years old to purchase alcohol without disclosing their home address and date of birth. The state of Utah currently offers mDL as an option for all Utah citizens with a valid driver's license of ID Card. Utah residents are enrolling daily for this new service and can now rest assured that their UL certified, GET Mobile ID can be used everywhere that is ISO/IEC 18013-5 digital identities are accepted. With over 30 year's experience, GET Group has worked with governments around the world and enabled them to deliver passports, driver’s licenses and other high assurance identity documents. GET is a world leader in the issuance and verification of Mobile IDs and Mobile Driver’s Licenses. The company invests in the latest technologies to deliver modernized solutions to minimize customers’ risks and solve critical challenges, while innovating to combat fraud and produce privacy centric identity solutions people trust. Contact Details GET Group North America Press Team press@getgroupna.com Company Website https://getgroupna.com/

February 16, 2023 10:00 AM Eastern Standard Time

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IGEN Networks Corp and Prolog Execute LOI for Merger

iGen Networks Corp.

McapMediaWire -- IGEN Networks Corporation (OTC: IGEN ) (CSE: IGN ), a leading innovator of Internet of Things (IoT) solutions for the consumer automotive, asset management, and supply-chain industries, today announces the successful completion of a Letter-of-Intent (LOI) for the purchase of 51% of Prolog privately held shares on January 13, 2023. The purchase in the form of IGEN common shares will be approximately $900K to $1.1M USD paid through multiple tranches based on achieving minimum revenue thresholds that will range from $1.8M to $3.5M USD over the first 12 months from closing of the definitive agreement. Revenue contributions from Prolog will be fully recognized (100%) along with 51% of net income by IGEN upon completion of the proposed merger. Neil G. Chan, CEO of IGEN stated, "This proposed merger creates a unique combination of knowledge and technologies for the supply-chain industry globally. Along with our consultancy practice, IGEN will offer comprehensive end-to-end logistic solutions that include facilities and warehouse management, GPS telemetry and inventory tracking, fleet asset management and maintenance through-out the supply-chain of commercial and government organizations." Juan Ignacio Avila, CEO of Prolog stated, "We are excited with the opportunities of this proposed merger with IGEN. Prolog has proven its leadership in providing comprehensive logistics, supply-chain, maintenance, and management solutions to some of the largest and most complex organizations in Mexico, Spain, and Central America. Through IGEN channels in the US, we can now apply our 25 years of technology expertise and experiences to the US markets along with participating in the growth of our businesses together." The Letter-of-Intent (LOI) is a non-binding agreement and will establish the basic terms for the definitive agreement between IGEN Networks Corp and Prolog. This transaction will be arm's length as additional terms may be added, and existing terms may be changed or deleted. Definitive terms will include a PCAOB qualified financial audit. About IGEN Networks Corporation IGEN Networks Corporation creates software services for the consumer automotive and commercial asset management industries enabling their customers to better manage their assets and protect their drivers. IGEN is a fully reporting company in both Canada and the United States. It is publicly traded on the OTC Markets under the symbol IGEN, and listed on the CSE under the symbol IGN. For more information, please visit: www.igennetworks.net About Prolog Prolog is a technology development and logistics consulting company with over 25 years of experience in the development of supply-chain, logistics, telematics, and asset management solutions. Prolog operates in Mexico, Spain, and Central America with more than 1200 clients, 80 distribution centers, and 250,000 vehicles utilizing its asset management platforms. For more information, please visit: www.prolog.com.mx Forward-Looking Statements This news release may contain forward-looking statements or forward-looking information within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 and Canadian securities law. The terms and phrases "goal", "commitment", "guidance", "expects", "would", "will", "continuing", "drive", "believes", "indicate", "look forward", "grow", "outlook", "forecasts", "intend", and similar terms and phrases are intended to identify these forward-looking statements. Forward-looking statements are based on estimates and assumptions made by IGEN in light of its experience and its perception of historical trends, current conditions and expected future developments, as well as other factors that IGEN believes are appropriate in the circumstances, including but not limited to statements regarding investment liquidity, financing options and long term goals of the Company, general economic conditions, IGEN's expectations regarding its business, customer base, strategy and prospects, and IGEN's confidence in the cash flow generation of its business. Many factors could cause IGEN's actual results, performance or achievements to differ materially from those expressed or implied by the forward-looking statements, including, without limitation: risks related to competition; IGEN's reliance on key personnel; IGEN's ability to maintain and enhance its brand; and difficulties in forecasting IGEN's financial results, particularly over longer periods given the rapid technological changes, competition and short product life cycles that characterize the mobile application industry. These risk factors and others relating to IGEN that may cause actual results to differ are set forth in the under the heading "Risk Factors" in IGEN's periodic filings with the British Columbia Securities Commission and the U.S. Securities and Exchange Commission (copies of which filings may be obtained at www.sedar.com or www.sec.gov. These factors should be considered carefully, and readers should not place undue reliance on IGEN's forward-looking statements. IGEN has no intention and undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by law. Contact: IGEN Networks Corporation Neil G. Chan info@igennetworks.net 1(855)912-5378 Contact Details IGEN Networks Corporation info@igennetworks.net Company Website https://www.igennetworks.net/

February 16, 2023 09:53 AM Eastern Standard Time

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The Crypto Article Not About FTX

Current

By David Willey, Benzinga Almost every crypto article since Nov 11 has been about collapse - the collapse of FTX and the accompanying plummeting of trust in the crypto space. There is a chronic lack of trust in the crypto industry right now, as “gen crypto” (as it has been described) reels from the collapse of one of the largest trading platforms in the business. Cryptocurrencies and platforms have taken a pummeling as a result, and though crypto is here to stay, it might be a while before mainstream exchanges are able to convince users of their honesty. At times like this, some say that it is important to get back to the fundamentals, and that means companies with a demonstrated history of dealing with traders honestly. New York City-based Current might be one such company. Current is a financial technology company offering a platform with integrated financial services, and it has over 4 million users, glowing reviews on every app store, and a record of straight dealing. Current believes that it is the company to make buying and selling cryptocurrency simple, as it understands that users want a straightforward and easy experience. Rebuilding a Foundation of Trust? With an app that integrates various financial services on one platform, Current has demonstrated itself trustworthy in everything from its savings pods that have above-average returns, easy crypto buys and sells, and its speedy direct deposit service that delivers paychecks two days earlier than usual. 1 Because it believes in modern financial solutions that make money simple, Current touts a crypto service that is easy to use and seamlessly integrates crypto buying and selling with the rest of the user’s finances. The app includes teaching materials to help out beginners, while both novices and seasoned traders will appreciate the ease with which they can trade dozens of cryptocurrencies all in one market space. As the platform unites crypto with debit and credit, savings, and direct deposit, it allows instant transferability from crypto to cash and back again, giving users ease of access to their funds at all times. Interested in learning more about Current? Visit its website at Current.com. This article was originally published on Benzinga here. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Featured photo by ImageFlow on Shutterstock. Cryptocurrency services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC, and may not be available in all states. Licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Terms and conditions apply. All forms of investments carry risks, including the possible loss of principal. Cryptocurrency is not subject to FDIC or SIPC coverage. 1 Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer's submission of deposits. Current is a leading U.S. financial technology platform serving the needs of Americans who are working to create a better future for themselves. Our mission is to enable members to change their lives by creating better financial outcomes. Leveraging the best technology, we deliver inspirational and motivational products as we all move forward in a world of increasing digitization and complexity. This post contains sponsored advertising content. This content is for informational purposes only and not intended to be investing advice. Contact Details Erin Bruehl media@current.com Company Website https://current.com

February 16, 2023 09:15 AM Eastern Standard Time

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AdalFi lands $7.5m funding round as it helps banks to ramp consumer and business loans across Pakistan

AdalFi

Less than 4% of Pakistani consumers and businesses take bank loans. Helping banks offer their customers real-time loan products, Pakistan’s first end-to-end digital lending infrastructure provider AdalFi is today announcing a $7.5 million funding round. The funding round was led by COTU Ventures, Chimera Ventures, Fatima Gobi Ventures and Zayn Capital alongside angel investors including execs from Plaid. With AI-powered credit scoring and underwriting models, AdalFi has built the critical infrastructure to power smart, instant loans for consumers and SMEs in Pakistan. These include unsecured loan products such as term loans, credit cards and revolving finance facilities for consumers and SMEs respectively. The AdalFi tech stack also includes pre-built, bespoke customer journeys and integrations with major banking platforms. AdalFi has quickly signed up 14 banks (including 7 out of the top 10), on its mission to promote financial inclusion as it unlocks access to credit to millions of people and small businesses. AdalFi’s proprietary technology scores the financial transactional data already possessed by banks, enables personalized digital marketing to qualified prospects and, finally, provides the customer journeys which are embedded within the bank’s digital presence to enable real-time disbursement of loans. AdalFi operates on an asset-light, revenue sharing model with banks which captures any downside risk exposure to banks such that any loan losses are accounted for, pro-rata, in fees due to AdalFi. These deep partnerships ensure banks and AdalFi are completely aligned in that AdalFi only makes money from loans that are actually paid back. Salman Akhtar, CEO and co-Founder of AdalFi commented: “Pakistan has 50 million bank accounts yet only 2 million of these individuals and businesses have any credit relationship with their bank. The high cost of loan origination driven by physical verification of identity, assets and financial health (in the absence of credit scoring) has restricted credit access to a thin, top tier of customers. AdalFi’s digital lending platform allows partner banks to instantly credit score the other 95% of their existing customers who have never been lent to and cross-sell loans to them.” Salman Akhtar added: “In essence, we have built better underwriting models for banks. Not only have we lowered the cost of credit scoring and underwriting and therefore the cost of credit but we changed their outlook and got them to change their approach. Banks have been drawn to AdalFi because we offer rigorous credit scoring to ensure portfolio quality with zero cost customer conversion (from depositors to borrowers). Moreover, we enable a breakthrough in customer experience with instant, smart loans which completely transform customer value delivery.” “AdalFi is riding a double wave of digitisation. Firstly, a behavior change is underway as customers go digital, banking app transaction volumes in Pakistan already exceed in-branch numbers. Secondly, the technology shift, pioneered by us, with credit scoring and digital journeys enabling instant loans. The AdalFi tech stack enables frictionless loans for qualified customers who are already living in a digital, mobile first world.” Since its launch in July 2021, AdalFi has grown the Gross Loan Volume (GLV) enabled by its Digital Lending Platform at 30% month on month for the last 19 months. Over 70,000 loans have disbursed to date with a default rate well under 0.1%. Through December 2022, AdalFi enabled a cumulative Rs. 1 Billion in GLV. In January 2023 alone AdalFi generated Rs. 390 Million in lending and is on track to exceed Rs. 1 Billion within Q1 2023. “​​Salman excited us from our first interaction. Him and his team’s level of experience and track record building software for financial institutions is a rarity in this space. When you combine that with the innovative solution that AdalFi offers, specifically with its AI-powered scoring model that is scalable and frictionless, you have all the ingredients to massively transform the credit industry. The fact that they have already secured partnerships with the leading banks in the country, and have already facilitated new unsecured lending channels for their clients in such a short space of time, gives us confidence that they have an incredibly exciting future ahead of them.” said Amir Farha, Managing Partner at COTU Ventures. AdalFi's vision for the future is to continue to drive innovation in the lending space, providing consumers and SMEs with the best possible experience by powering the lending infrastructure across a wide range of products and channels. The company aims to be the premier digital lending solutions provider in the APAC region and beyond. Salman Akhtar concluded: "Our rapid growth is a testament to the need for such solutions in the lending space, and we look forward to continuing to drive positive change in the industry." About AdalFi AdalFi is a venture-backed fintech startup and Pakistan’s first digital lending infrastructure provider. For more information please visithttps://adalfi.com/ or follow on social media via LinkedIn. About COTU Ventures COTU stands for Champions Of The Underdog. We are on a mission to change the culture of venture investing in the Middle East by investing early (with the first check) and with conviction (in people), while bringing diversity, speed and founder empowerment into the investment process. We partner with founders and show them how to believe in themselves when they are at the loneliest, earliest, and most challenging parts of their journeys. About Fatima Gobi Ventures By bringing together one of the largest conglomerates in Pakistan, Fatima Group and one of the most active multi-national venture capital firms in Asia, Gobi Partners, Fatima Gobi Ventures is fusing local expertise with regional VC know-how. We invest intelligently, using data collated from the flourishing entrepreneurial ecosystems of Northeast and Southeast Asia to identify companies locally that have the edge and drive to go beyond Pakistan’s borders. Simultaneously, we accelerate the growth of founders by benchmarking their businesses and linking them to the developed markets in Asia. For more information, please visit https://fatimagobi.vc/ About Zayn Capital Zayn Capital is a leading venture capital firm providing capital to start-ups in Pakistan. It is founded by seasoned Venture Capitalist Faisal Aftab. Zayn Capital has made 20 investments in leading companies such as Nayapay, PostEx, Abhi, Savyour, SnappRetail, Zaraye, Laam, Bagallery, Krave Mart and Bookme.pk among others. Their team is made up of seasoned executives, investors, founders, and operators who partner and support startups in Pakistan. For more information, please visit https://www.zayn.capital/ Contact Details AdalFi Bilal Mahmood +44 7714 007257 b.mahmood@stockwoodstrategy.com Company Website https://adalfi.com/

February 16, 2023 09:00 AM Eastern Standard Time

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The Rapidly Expanding World Of Biometrics May Hold Promise In Securing The Future Of Financial Cybersecurity

BIO-key International, Inc.

By Gita Karunakaran, Benzinga Biometric systems are gaining immense popularity around the globe. They are easy to use and implement and provide a cost-effective solution for ensuring high-end cybersecurity. Biometrics are unique physical characteristics, such as fingerprints or facial scans, that can be used for automated recognition. They’re popular for being a reliable, secure, and practical means of identifying and authenticating individuals through their unique biological characteristics. Over the years, biometrics has found widespread use in a variety of applications, including cybersecurity. Companies like BIO-key International Inc. (NASDAQ: BKYI), for example, use biometrics in their Identity and Access Management (IAM) solutions as an optional added layer of security for enterprises. Viable Financial Cybersecurity May Need More Than Traditional Biometrics In The Future In most cybercrime cases, fraudulent activity is reportedly detected only after someone has already lost money or data to hackers. As such, any analysis commences only after the fact. With cybercrime on the rise and financial losses from cybercrime projected to cost over $10.5 trillion annually by 2025, organizations are constantly on the lookout for fail-safe solutions to protect their brand and reputation from damaging breaches, proactively. A branch of biometrics – known as behavioral biometrics – that has emerged from observing human behavioral patterns seems to hold promise in possibly pre-empting potential cybercrimes. Behavioral biometrics track an individual’s behavior patterns and the manner in which he or she interacts with the device itself, such as the way a screen is held, the manner of typing, and the speed at which the mouse is moved. Biometric behavioral inputs, when collected and analyzed, can enable banks and financial services providers to flag potential fraud even before a transaction goes through. This enables them to take action to prevent it – either by halting the transaction or requiring additional authentication factors from the customer, before proceeding. An additional benefit of behavioral biometrics is that the analysis can happen without extracting and storing data from the customer’s phone or device, minimizing the chances of customer data being stolen or misused. When It Comes To Reducing Fraud, Biometric Authentication Can Help Merchants As fraud continues to rise and with eCommerce remaining a highly targeted sector for fraud, traditional authentication such as passwords and pins alone may not be sufficient for merchants to successfully combat scams and hacks. Equally, consumers are becoming more aware of cybersecurity risks and frauds, and have mounting concerns about safeguarding their payment information and other sensitive details while transacting online or even in person. As a result, customers are reportedly willing to take extra steps – including facial recognition – in authenticating their banking as well as non-bank accounts if it means a more secure experience. However, there have also been concerns about the ability of facial recognition to prevent fraud when they are relied upon as the sole criteria to transact, especially if the face scan matches aren’t verified through additional alternative means. One of the solutions to this issue has been to adopt a hybrid fraud prevention tactic, which combines biometrics such as fingerprint identification or voice recognition with other identity authentication technologies. At the same time, privacy regulations continue to grow, putting pressure on organizations to adhere to multiple norms and regulations on the storage of biometrics. All of this highlights the need to arrive at the right fraud-fighting tools to prevent revenue loss, customer asset loss, and brand reputation damage for organizations and merchants – to strike the perfect balance of data privacy and security. The increased awareness of cybersecurity risks and a rise in the adoption of biometrics has also given rise to the growth of multi-factor authentication (MFA) – sometimes with more than one biometric method or multimodal biometrics as a preferred option for maximum protection against cybercrime, hacking, and fraud. And increasingly, biometrics is seen as possibly the only security that can help banks, retailers and other organizations combat sophisticated fraud attacks, as fraudsters continue to use various tactics, including SIM swaps and porting scams, to redirect OTPs (one-time passwords) to a device they control or convince their victims to hand them over through deception or brute force attacks. BIO-key seems headed in the right direction with its IAM solutions powered by Identity-Bound Biometrics (IBB) combined with traditional authentication and multi-factor options. The company believes that IBB is a way to establish trust and accountability. IBB enables organizations to confirm an individual’s genuine presence when accessing systems and provides them with the ability to audit with full transparency. BIO-key’s single, unified IAM platform, PortalGuard, offers solutions for a range of use cases and business initiatives, such as MFA, Single Sign-on, and Self-service Password Reset. PortalGuard requires only a one-time enrollment and can be quickly set up for access across multiple devices and locations according to BIO-key. This could offer greater deployment versatility and scalability and enable enterprises to provide a consistent and seamless user experience. To learn more about BIO-key’s identity-bound biometric solutions visit the company webpage here. This article was originally published on Benzinga here. BIO-key is revolutionizing authentication and cybersecurity with biometric-centric, multi-factor identity and access management (IAM) software managing millions of users. Its cloud-based PortalGuard IAM solution provides cost-effective, easy to deploy, convenient and secure access to devices, information, applications, and high-value transactions. BIO-key's patented software and hardware solutions, with industry-leading Identity-Bound Biometric (IBB) capabilities, enable large-scale Identity-as-a-Service (IDaaS) solutions, as well as customized on premises solutions. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Catalyst IR- William Jones, David Collins +1 212-924-9800 BKYI@catalyst-ir.com Company Website https://www.bio-key.com/

February 16, 2023 09:00 AM Eastern Standard Time

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