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The Bandit Project Picks August 11 as Public Presale Date for $BANDIT Token

The Bandit Project

July 30, 2022 - The Bandit Project, a DeFi initiative allowing users to earn passive income while generating NFTs, announced it will hold a public presale for its $BANDIT token on August 11 at 11 a.m. EST. The minimum contribution will be 300 BUSD, while the maximum will be 1,000 BUSD. The much-anticipated event is an important step in the project's development. It follows a whitelist presale phase, which ended in mid-July and sold out all the tokens on offer for that event. The Bandit Project enables users to become part owners of a platform and share the revenue when they provide liquidity to the Bank. Moreover, they can earn 100% passively or enjoy commission from the team-building referral systems. The project allows users to build a team of NFTs and generate cash passively with no price floor necessary. Also, every new NFT brings 1% more daily income. So, the bigger the team, the higher the gains will be. The NFT collection will feature 3,000 unique non-fungible token characters available on the BNB Chain. Each represents a potential passive income opportunity for holders. The Bandit Project may pay out a maximum of 15,000 BANDIT tokens every time it retires an NFT. After they start producing passive revenue, users will have to choose a business model for their funds. For example, they can use one of the project's several features, such as the Black Market, an internal decentralized exchange. Others include opening a Laundromat contract, staking, and selling their NFTs. The $BANDIT Token The Bandit Project will use the $BANDIT to run most of its operations. Token holders can earn passive income by minting NFTs, providing liquidity, and getting revenue shares from all project transactions. Here’s a short presentation of the taxes that come with $BANDIT token transactions: ● A 10% BUY and SELL tax, of which 4% will go to rewards, 2% to liquidity, 2% to growth fund, and 2% to the Bank. ● The 10% CLAIM tax, out of which 8% will go to rewards and 2% will go to the Bank. ● A 10% MINTING & NFT DEPOSITS tax, out of which 5% will go to upline members, 3% to the reward pool, and 2% to the Bank. ● The 10% AIRDROPS & TRANSFERS tax, with all proceeds going to the reward pool. ● A 5% COMPOUNDS tax will be split equally between upline members and the reward pool. About The Bandit Project The Bandit Project aims to bring innovation in NFT staking by allowing holders to earn passive income and own a part of the platform, as well. The project provides several ways to make an earning without being active, including a highly-rewarding referral system. For example, users can earn a commission from the earnings of each of the members they refer. The public presale for the $BANDIT token is the next big step in the project’s development. The event will take place on August 11 at 11 a.m. EST, and you can join here. For more information about the Bandit Project, please follow the links below: Website | Twitter | Telegram | Discord Contact Details The Bandit Project Matt Rucker info@thebanditproject.money

August 01, 2022 05:00 AM Eastern Daylight Time

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ForeverLawn Sports Complex Unveiled at Hall of Fame Village

ForeverLawn

The ForeverLawn Sports Complex at Hall of Fame Village in Canton, OH, will host a ribbon-cutting ceremony in celebration of their grand opening. The ceremony, which is open to the public, will take place on Tuesday, August 2, at 5:30 p.m. at the ForeverLawn Sports Complex at Hall of Fame Village located at 17 th Street NW, Canton, OH 44718. The first phase of the ForeverLawn Sports Complex at Hall of Fame Village features three outdoor sports fields and the indoor performance center surfaced by the exclusive synthetic turf provider. These fields, as well as the associated facilities, are part of the previously announced 10-year multimillion-dollar agreement between ForeverLawn and Hall of Fame Resort & Entertainment Company, the only resort, entertainment, and media company centered around the power of professional football. “We couldn’t be more pleased to have such an incredible partner in ForeverLawn,” shared Michael Crawford, President and CEO of Hall of Fame Village (HOFV). “The excellence they represent is clearly evident in our fantastic Sports Complex and all the tremendous work they have contributed. I know these fields will be one of the showpieces at Hall of Fame Village.” “We are proud to partner with the Hall of Fame Village to create this premium sports destination,” says Brian Karmie, Co-Founder of ForeverLawn. “The ForeverLawn Sports Complex at Hall of Fame Village is a flagship project close to our home office in Louisville, and we look forward to positively impacting our community through this project for years to come.” Dale Karmie, brother of Brian and Co-Founder of ForeverLawn, continues this sentiment: “Having attended games at Hall of Fame as a kid, and now living in this area again, it’s a real privilege for ForeverLawn to partner in this project.” The opening celebration will be the first major event of Enshrinement Week and will be attended by prominent members of the Canton community as well as members of the Hall of Fame Resort & Entertainment Company and ForeverLawn teams. “We are confident the ForeverLawn Sports Complex at Hall of Fame Village will be a hallmark for the Canton community and the many thousands of guests the complex will host each year,” says Derek Karmie, SportsGrass Brand Leader. “We’ve been working with the Hall of Fame field and facilities for the past six years, and our team has been installing fields at the ForeverLawn Sports Complex since April. It’s a very rewarding feeling to see the whole project coming together and open to the community.” Following the grand opening, the ForeverLawn Sports Complex at Hall of Fame Village will be open for public use. Hall of Fame Village and ForeverLawn will continue construction on the remaining fields, including Tom Benson Hall of Fame Stadium, throughout the remainder of their 10-year agreement. “We are proud to open the ForeverLawn Sports Complex at Hall of Fame Village to provide an exceptional experience for athletes across the country,” says John Regas, Vice President, Brand Partnership Activation for HOFV. “Through our great partnership with ForeverLawn, we have created an all-encompassing complex with the premier artificial and synthetic fields, locker rooms, and concessions for all to enjoy.” About ForeverLawn ForeverLawn ® improves spaces and communities through innovative synthetic grass solutions. Beginning in 2004 as the daring entrepreneurial venture of two brothers, ForeverLawn has consistently led the synthetic turf industry through groundbreaking approaches to products and practice. As the premium choice for synthetic surfacing, each product is engineered to solve unique consumer needs and desires while maintaining superior standards and natural aesthetics. Today the company services over eighty localized markets through their dealer network, with an impressive regional, national, and international project portfolio. Want to be a part of something bigger? Learn how you can be a person of impact through business ownership opportunities with ForeverLawn. For more information, contact opportunities@foreverlawn.com. About SportsGrass SportsGrass by ForeverLawn leads the synthetic turf industry in providing premium, product-based solutions for athletic applications. Manufactured using the highest quality of materials, SportsGrass products are uniquely designed to increase player safety and product durability while reducing the need for infill–all without sacrificing performance. To learn more about SportsGrass, visit www.sportsgrass.com. About Hall of Fame Resort & Entertainment Company Hall of Fame Resort & Entertainment Company (NASDAQ: HOFV, HOFVW) is a resort and entertainment company leveraging the power and popularity of professional football and its legendary players in partnership with the Pro Football Hall of Fame. Headquartered in Canton, Ohio, the Hall of Fame Resort & Entertainment Company is the owner of the Hall of Fame Village, a multi-use sports, entertainment and media destination centered around the Pro Football Hall of Fame's campus. Additional information on the Company can be found at www.HOFREco.com. About the Hall of Fame Village Hall of Fame Village is a multi-use sports, entertainment and media destination centered around the Pro Football Hall of Fame's campus in Canton, Ohio. Owned by the Hall of Fame Resort and Entertainment Company (NASDAQ: HOFV, HOFVW), the Village currently has over $250 million worth of assets under management and is one of the largest ongoing construction projects in Ohio. Phase I of the project entailed the construction of the Tom Benson Hall of Fame Stadium, a world-class 20,000 seat, sports and entertainment stadium, and the National Youth Football and Sports Complex. Phase II, currently under construction, will add the Constellation Center for Excellence, the Center for Performance, a Fan Engagement Zone, a Hall of Fame indoor waterpark and a Hilton Tapestry Hotel. Phase III is currently in planning stages. For more information, visit www.HOFVillage.com. Contact Details Julia Kontur Communications Specialist +1 330-499-8873 julia@foreverlawn.com Company Website https://www.foreverlawn.com/

July 29, 2022 03:05 PM Eastern Daylight Time

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LiveArt and Huang Yuxing Announce Exclusive NFT Collection Available this Fall

LiveArt

LiveArt announced today an upcoming partnership with Huang Yuxing (b. 1975, Beijing) to co-create “Meta-morphic: the Genesis of Huang Yuxing,” an exclusive NFT drop by the contemporary artist. Already renowned for his dexterous paintings, Huang will expand on his physical work and enter the digital realm through this genesis collection of generative NFTs. Each NFT will evolve and unlock alongside a collector’s participation. This NFT drop is produced and published by LiveArt, which launched in early 2021 by a team of former Sotheby’s and Christie’s leaders to bridge the physical and digital art worlds. The collaboration between two leading forces in the art world will bring their collective creativity to the rapidly maturing world of digital art. "Meta-morphic is my first generative NFT project. This new medium allows a new kind of exploration of recurring motifs in my work - minerals, bubbles and rivers - and the themes of nature and of time that are hallmarks of my artistic journey," said Huang Yuxing about the collaboration. Huang Yuxing is widely recognized for paintings that reflect and preserve the process of their creation. His work’s exceptional synthesis of styles has broad appeal, with imagery that calls back to traditional Chinese landscape painting rendered in an ultra-contemporary neon palette that verges on abstraction. Huang’s works have already passed the $8-million mark at auction, most recently via the sale of his epic riverscape Seven Treasure Pines (2016–19) which sold for HK$64.8 million ($8.3 million), more than 13 times its high estimate, a record sum for a Chinese artist born after 1970. “We are thrilled to be working with Huang Yuxing on his ‘Genesis’ NFT collection,” said Marisa Kayyem, head of LiveArt NFT division. “ Yuxing’s arresting work brings together tradition and innovation, not limited by constraints or boundaries. He is an ideal partner in LiveArt’s mission to support creators in exploring blockchain as an artistic medium, bring traditional collectors into the digital space, and expose crypto collectors to breakthrough contemporary artists.” “Meta-morphic: the Genesis of Huang Yuxing” will be available this fall exclusively at LiveArt. Visit https://liveart.io/meta-morphic to receive updates about the collaboration. About LiveArt LiveArt is a premium platform that connects the art world with Web3. With unique technology built by art industry leaders, LiveArt brings creators, collaborators, and collectors into the metaverse. Artists can mint their works in the Creator Hub with powerful rights management and unbreakable resale royalties. The LiveArt White Label Suite enables galleries, museums, and brands to launch and manage their own Web3 projects and work with the LiveArt NFT Studio and our partners to curate and market drops. And the LiveArt Developer Lab empowers the most advanced coders to work with our innovative Web3 technology. LiveArt provides the ultimate bridge between the physical and digital art worlds – blending technology, innovation and deep knowledge of the art market. Our $ART token facilitates the community and governance around the LiveArt marketplace while providing insider access to the art world. Holders of the $ART token are eligible for exclusive rewards and access to digital and physical art, advance notice of drops, and membership in the LiveArt DAO. About Huang Yuxing Huang Yuxing (b. 1975, Beijing) is widely recognized among his generation for his ability to create paintings that reflect and preserve the process of their creation. Colors, brushstrokes, and traces of the artist’s hand endure on his canvases after being continuously overlaid and blended. The meticulous brushstrokes and intense colors that pervade his works are grounded in the traditional Chinese realist technique, ‘Gongbi Zhongcai’, while building upon these principles through a signature contemporary style that continues to evolve. Huang’s artistic practice is marked by exceptional depth: while his works may at first recall an Expressionist style, they are deeply rooted in a detailed construction of landscape and human form that effuses vibrant color and reflects the experience of creation. Huang’s works are marked by a sharp and clear contrast between the vitality of color and the harsh realities of life. Rivers, bubbles, treasures, sunrises, and sunsets are recurring motifs in his works that are presented with dazzling visual effect, yet embody the artist’s extensive study of individuals, nature, life, politics, and beyond. Contact Details LiveArt PR press@liveart.io Company Website https://liveart.io

July 29, 2022 01:09 PM Eastern Daylight Time

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BLENDED PRESENTED BY MY WINE SOCIETY DEBUTS BOTTLE POPPING FESTIVAL IN TAMPA, FL ON NOVEMBER 19 + 20, 2022

Blended Festival

Blended Festival Presented by My Wine Society has announced the inaugural launch of its two-day music, art, wine and culinary extravaganza in Tampa, Florida. Prepare to get corked on Saturday, November 19 and Sunday, November 20, 2022 at Perry Harvey Park, centrally located in the heart of downtown. The spirited festival will conclude its multi-city tour after wrapping up stops in Nashville, Austin and San Diego and enter its final leg in Tampa, Florida. The wine-centric festival enters its 3-year anniversary and has proudly teamed up with local Tampa partners Justin Savich of Simplicity Funding & Holdings, and Dor Haim of One of Us, to bring the event to the Florida market. In addition to Tampa staples Savich and Haim, the festivals veteran team CEO Sean Evans, Event director Kalika Moquin, Director of Marketing, Kristy Rumsey, along with strategic partners Ghost Energy, Jaja Tequila, E11even Vodka, and Las Vegas Hospitality Group, In The Moment, have aligned forces to produce this year’s Tampa activation. Expect multiple stages, a 100-foot wine tent, culinary stage, VIP village, wellness retreat and an array of “instagrammable moments” throughout the festival. Exclusively for Tampa the team has assembled an eclectic lineup with some of the hottest names in entertainment including Grammy Award-winning musical duo The Chainsmokers, electronic music duo Loud Luxury, Grammy Award-wining hitmaker Nelly, Hip-hop favorite Rich The Kid, musical sensation Bryce Vine and musical producer and DJ Elderbrook to headline the festivities and deliver an unforgettable weekend. Let’s get the bottles popping! My Wine Society has partnered with the nation’s leading wineries to offer wine flights and bubbles for party-goers throughout the weekend. Executive Sommelier for Blended Festivals, Matthew Lindsey aka The Lord of Wine, will host curated tastings highlighting tasting notes of the finest wines and champagnes inside the wine pavilion at the festival. The festival also features a full bar, and VIP table service for those looking for a more white glove experience. No music festival would be complete without the food. The culinary experience is one of the fan-favorite highlights of the Blended experience. Food truck row and pop-ups from Tampa's premier dining destinations will showcase local culinary favorites. Blended turns up the heat with their high-energy crowd demonstrations and competitive cooking competitions live from the culinary stage. “Simplicity Funding is looking forward to bring downtown Tampa the first one of a kind event that encompasses Wine, Culinary, Art, and the top music of today” says CEO Justin Savich. “And proud to be partnered with Dor Haim of One of us, who has been an important part of the boots on the ground movement in bringing live events to the market, and across the US”. Following the Tampa debut, the group is preparing an expansion that includes bringing the festival to 4 additional Florida markets. “We want to host a traveling event in multiple Florida cities that combines music, food, craft cocktails, and wine, offering an elevated experience to todays festival goer” Savich continued. “A party I would want to bring my friends and family to. We are excited to introduce Blended to Tampa, as we feel it’s a the perfect debut and on brand with we’re striving to achieve throughout the South East” Official ticket and hotel packages are available. For general admission (18+), VIP, VIP+, and all-inclusive tickets (21+), VIP table reservations (21+), and additional information, visit www.blendedfestival.com. For updates, follow @BlendedFest on Instagram and Facebook. Contact Details Beth Bartolini beth@brelevantpr.com Company Website https://www.blendedfestival.com/

July 28, 2022 10:53 AM Pacific Daylight Time

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BLENDED FESTIVAL PRESENTED BY MY WINE SOCIETY RETURNS TO SAN DIEGO ON OCTOBER 8 + 9, 2022

Blended Festival

Blended Festival Presented by My Wine Society has announced the return of its two-day music, art, wine and culinary extravaganza in San Diego for its third-consecutive year. Prepare to get corked on Saturday October 8 and Sunday, October 9, 2022 at Spanish Landing Park (3900 N Harbor Drive). The spirited festival returns to its city of origin after successfully making waves in Nashville and Austin for their second-consecutive year. The wine-centric event has expanded their national footprint by entering their fourth city in Tampa, Florida arriving in mid-November to conclude this year’s tour. Helmed by My Wine Society owner, Sean Evans, Partner John Bazzo, Director of Live Events and Entertainment, Kalika Moquin and Director of Marketing, Kristy Rumsey, along with strategic partners Ghost Energy, Octavio Tequila, Melograno Cocktails and Las Vegas Hospitality Group, In The Moment, have aligned forces to produce this year’s activation. Expect multiple stages, a 100-foot wine tent, culinary stage, VIP village, wellness retreat and an array of “instagrammable moments” throughout the festival. Exclusively for San Diego the team has assembled an eclectic lineup with some of the hottest names in entertainment including Atlanta Hip-hop legend T.I., electronic music duo Galantis, renowned Alternative-rock group Everclear, multi-platinum DJ, producer and live instrumentalist, Timmy Trumpet. Las Vegas resident party starter Brody Jenner along with local DJs and more musical acts to be announced set to deliver an unforgettable and action packed weekend. Let’s get the bottles popping! My Wine Society has partnered with the nation’s leading wineries to offer wine flights and bubbles for party-goers throughout the weekend. Executive Sommelier for Blended Festivals, Matthew Lindsey aka The Lord of Wine, will host curated tastings highlighting tasting notes of the finest wines and champagnes inside the wine pavilion at the festival. No music festival would be complete without the food. The culinary experience is one of the fan-favorite highlights of the Blended experience. Food truck row and pop-ups from San Diego's premier dining destinations showcase local culinary favorites. Blended turns up the heat with their high-energy crowd demonstrations and competitive cooking competitions live from the culinary stage. “We're curating the elevated Blended experience with the aim of creating fun and long-lasting memories for festival-goers,” said Kalika Moquin, Blended festival director. “Whether you’re there for the music, food, wine, specialty drinks, or all of it, we offer something special for everyone. And, this year, we're expanding our programming to reflect the most current trends.” Official ticket and hotel packages are available. For general admission (18+), VIP, VIP+, and all-inclusive tickets (21+), VIP table reservations (21+), and additional information, visit www.blendedfestival.com. For updates, follow @BlendedFest on Instagram and Facebook. Contact Details Blended Festivals Beth Bartolini beth@brelevantpr.com Company Website https://www.instagram.com/blendedfest/

July 28, 2022 10:00 AM Pacific Daylight Time

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COMCAST OPENS XFINITY STORE IN SPRINGFIELD, OREGON

Comcast Oregon / SW Washington

Comcast is hosting a Grand Opening celebration on Friday, July 29 for its new Xfinity store in Springfield, Oregon. The 2,700 square foot store is located at 1808 Pioneer Parkway West, in Springfield. The ribbon-cutting will take place at 1:00 p.m. with the festivities running until 4:00 p.m. The public is welcome to enjoy beverages, snacks, and giveaways. This opening marks the 18 th Xfinity store in the Oregon/SW Washington region and the second to open in the mid-Willamette Valley to meet customer growth. With a welcoming and interactive environment that highlights Comcast’s entertainment and technology offerings, customers will be able to buy cell phones, pay bills, return equipment, and demo the company’s latest residential and business product offerings. Xfinity store employees will happily demonstrate the X1 entertainment platform, show how to use xFi tools to manage home internet functions (like shutting it down at dinnertime or bedtime, or ensuring the security of your network), as well as educate customers on the free mobile apps available so you can take your saved TV programs and movies on the go with you wherever you are. Jacob Mitchell, Comcast Oregon/SW Washington’s Vice President of Sales and Marketing is excited about opening the new store. “It’s an amazing location, right next to the busiest Starbucks in Springfield, so we’re expecting it to be very easy for the community to access.” He went on to say, “Xfinity has such a compelling story to tell with our unbeatable internet, and all our products and services. A new, exciting physical location for our customers to come in and hear about our products is the right investment to make.” The new store employs eight people, and offers customer-friendly hours, open from 10:00 a.m. to 8:00 p.m. Monday through Saturday and 11:00 a.m. to 6:00 p.m. on Sundays. ABOUT COMCAST CORPORATION:Comcast Corporation (Nasdaq: CMCSA) is a global media and technology company that connects people to moments that matter. We are principally focused on broadband, aggregation, and streaming with over 56 million customer relationships across the United States and Europe. We deliver broadband, wireless, and video through our Xfinity, Comcast Business, and Sky brands; create, distribute, and stream leading entertainment, sports, and news through Universal Filmed Entertainment Group, Universal Studio Group, Sky Studios, the NBC and Telemundo broadcast networks, multiple cable networks, Peacock, NBCUniversal News Group, NBC Sports, Sky News, and Sky Sports; and provide memorable experiences at Universal Parks and Resorts in the United States and Asia. Visit www.comcastcorporation.com for more information. Contact Details Comcast Oregon/SW Washington Amy Keiter +1 503-310-3879 amy_keiter@comcast.com Company Website https://corporate.comcast.com/

July 28, 2022 07:02 AM Pacific Daylight Time

Cloudrise announces $10M in total funding

Cloudrise

Cloudrise, a tech-enabled services firm focused on securing data wherever it resides, is pleased to announce it has completed financing to raise the company’s total to-date funding to $10 million. Since launching the company in October of 2019, Cloudrise has worked with 100s of global customers, including numerous Fortune 500 enterprises, on their data protection and cloud security projects. During this time, Cloudrise has continued to exceed all stated financial targets and is investing significantly to expand service delivery and research and development teams, while raising the bar for data protection. To help further growth and innovation, Cloudrise secured additional funding in July from Three Kings Capital, with add-on capital from existing investors Stormbreaker Ventures and the Greater Colorado Venture Fund. With success comes the need to add more talent to Cloudrise’s Board of Directors, and Bill Ryckman, Managing Principal at Three Kings Capital, will join the Cloudrise board. "We are very pleased to be partnering with Cloudrise and its proven management team led by Rob Eggebrecht," Ryckman said. "Cloudrise is a well-known leader in the data protection market, with particular expertise in the cloud, and a reputation for delivering exceptional service. As more and more businesses embrace the cloud, Cloudrise has become an integral partner to a diverse set of clients across the country and around the world, helping to keep their data safe from cyber criminals. With its high-quality team and technology-enabled platform, Cloudrise is well-positioned to serve our collective mission on a much wider scale.” Cloudrise co-founder and CEO Rob Eggebrecht is excited about the future ahead for the company. “Our latest funding venture is a major milestone, allowing Cloudrise to fast-track industry-changing initiatives for how professional services are delivered in the cyber industry via our tech-enablement approach,” Eggebrecht said. “The current status quo for delivering professional services in the cyber industry is outdated, inefficient, and does not scale to the world of cloud computing in global enterprises today. While organizations are contending with the exponential growth of data and an excessive amount of cyber security application/platforms, traditional service providers are stuck in a mindset of a help-desk, ticket-driven world, attempting to throw more people at the problem.” Instead of throwing more time and resources at complex data security challenges, Cloudrise leverages a proprietary service delivery platform to increase efficiencies, enable better collaboration, and reduce time needed to deliver high-value outcomes. By bundling software and humans, Cloudrise delivers tech-enabled services that allow customers to realize an immediate impact for their business. Cloudrise continues to build on what has been a groundbreaking 2022, in which the company announced: The acquisition of CyberOrchard, an information security managed service organization located in the United Kingdom Jason Bird, CyberOrchard’s founder and CEO, as CTO at Cloudrise Cloudrise named as Netskope’s Global Services Partner of the Year Placement on the Managed Security 100 on CRN’s Managed Service Provider 500 list for 2022 ‘Best Solution in Data Security’ at Global InfoSec Awards by Cyber Defense Magazine Hiring Rob Zillioux as CFO The opening of a new global headquarters facility in Grand Junction, Colorado About Three Kings Capital Three Kings Capital is a mission-driven, family office-backed private equity platform that invests exclusively in cyber security companies. Its mission is to protect the world's assets, critical infrastructure, and personally identifiable information from cyber threats. Aided by an Advisory Board of government and private sector cyber security experts, Three Kings seeks to enable and partner with mission-driven companies at any stage of development. Its permanent, flexible capital base allows Three Kings to invest in any type of security within the capital structure. Three Kings is headquartered in New York City but seeks investment opportunities from around the country and certain other parts of the world. For more information, please visit www.ThreeKingsCapital.com. About Cloudrise Cloudrise is a technology-enabled services firm, specializing in delivering data security services customized to meet organizations’ business needs. Drawing from 20+ years of experience in the field, we have tailored our services to be laser-focused on securing organizations’ data wherever it resides. Cloudrise helps organizations elevate their data protection and privacy programs through assessments, technology enablement, and managed services. Cloudrise can be found at www.cloudrise.com or on LinkedIn. Contact Details Cloudrise Robert McLean +1 800-917-7619 sales@cloudrise.com Company Website https://cloudrise.com/

July 28, 2022 05:00 AM Mountain Daylight Time

7 Mistakes People Make When Choosing a Financial Advisor

Benzinga

Choosing a financial advisor is a major life decision that can determine your financial trajectory for years to come. A 2020 Northwestern Mutual study found that 71% of U.S. adults admit their financial planning needs improvement. However, only 29% of Americans work with a financial advisor.1 The value of working with a financial advisor varies by person and advisors are legally prohibited from promising returns, but research suggests people who work with a financial advisor feel more at ease about their finances and could end up with about 15% more money to spend in retirement.2 Consider this example: A recent Vanguard study found that, on average, a hypothetical $500K investment would grow to over $3.4 million under the care of an advisor over 25 years, whereas the expected value from self-management would be $1.69 million, or 50% less. In other words, an advisor-managed portfolio would average 8% annualized growth over a 25-year period, compared to 5% from a self-managed portfolio.3 SmartAsset’s no-cost tool simplifies the time-consuming process of finding a financial advisor. A short questionnaire helps match you with up to three fiduciary financial advisors that serve your area, legally bound to work in your best interest. The whole process takes just a few minutes, and in many cases you can be connected instantly with an advisor for a free retirement consultation. Advisors are rigorously screened through our proprietary due diligence process. Being aware of these seven common blunders when choosing an advisor can help you find peace of mind, and potentially avoid years of stress. 1. Hiring an Advisor Who Is Not a Fiduciary By definition, a fiduciary is an individual who is ethically bound to act in another person’s best interest. Fiduciary financial advisors must avoid conflicts of interest and disclose any potential conflicts of interest to clients. All of the financial advisors on SmartAsset’s matching platform are registered fiduciaries. If your advisor is not a fiduciary and constantly pushes investment products on you, use this no-cost tool to find an advisor who has your best interest in mind. 2. Hiring the First Advisor You Meet While it’s tempting to hire the advisor closest to home or the first advisor in the yellow pages, this decision requires more time. Take the time to interview at least a few advisors before picking the best match for you. 3. Choosing an Advisor with the Wrong Specialty Some financial advisors specialize in retirement planning, while others are best for business owners or those with a high net worth. Some might be best for young professionals starting a family. Be sure to understand an advisor’s strengths and weaknesses – before signing the dotted line. 4. Picking an Advisor with an Incompatible Strategy Each advisor has a unique strategy. Some advisors may suggest aggressive investments, while others are more conservative. If you prefer to go all in on stocks, an advisor that prefers bonds and index funds is not a great match for your style. 5. Not Asking about Credentials To give investment advice, financial advisors are required to pass a test. Ask your advisor about their licenses, tests, and credentials. Financial advisors tests include the Series 7, and Series 66 or Series 65. Some advisors go a step further and become a Certified Financial Planner, or CFP. 6. Not Understanding How They are Paid Some advisors are “fee only” and charge you a flat rate no matter what. Others charge a percentage of your assets under management. Some advisors are paid commissions by mutual funds, a serious conflict of interest. If the advisor earns more by ignoring your best interests, do not hire them. 7. Not Hiring a Vetted Advisor Chances are, there are several highly qualified financial advisors in your town. However, it can seem daunting to choose one. Our no-cost tool makes it easy to find a qualified financial advisor. The entire matching process takes just a few minutes. Click here to get matched with up to three financial advisors who serve your area. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

July 27, 2022 02:48 PM Eastern Daylight Time

5 Ways to Get the Best Bang for Your Buck on Gas While Prices Remain High

Benzinga

Save your wallet from sky-high gas prices by researching money-saving tips and tricks. For many drivers, gas remains a necessity, so make the most out of each trip to the pump by using fuel rewards, strategic driving, paying in cash and remaining open to new money-saving options such as mobile applications. Strategic spending such as getting the most out of rewards programs and cash-back credit cards can lessen the financial strain created by high gas prices. Consider combining strategies with mindful driving habits to save money before you even open your wallet at the gas pump. Fuel prices are high, but your overall gas pump anxiety doesn't need to be. Consider using one or all of these helpful tips to try to bring down the final price that you will pay at the pump. Use Those Fuel Rewards Credit cards, gas brands and grocery stores offer discounts, rewards or cash-back offers tied to paying for gas. Credit cards can offer fuel-related rewards that decrease your final total at the pump while offering rewards. Stronger credit cards provide fuel rewards such as up to 5% in savings. Top credit cards for fuel rewards usually do not charge annual fees. Fuel rewards offered by traditional credit cards can extend beyond the pump by offering cash-back and bonus rewards. In contrast, credit cards intended to be used at specific gas stations will likely be easier to obtain than a traditional credit card. For example, the credit card application for specific gas brands will most likely have more relaxed requirements than those associated with typical credit cards. Gas brand-specific credit cards offer rewards designed to incentivize individuals to visit frequently and can quickly add up to large savings for frequent drivers. A potential drawback for people interested in obtaining a credit card associated with a certain gas station is that such cards often only work at affiliated locations. >> Click Here for the Best Gas Credit Cards of 2022 If you have lower credit, secured credit cards can allow you to obtain rewards on gas payments. Secured credit cards are credit cards that need a deposit to determine your credit line. For example, the Bank of America® Customized Cash Rewards Secured Credit Card provides 3% back on select purchases such as gas and dining. A secured card is typically easier to obtain for individuals with a low credit score because it requires a minimum deposit that acts as a form of collateral for the bank. Drive Strategically Drive strategically to reduce the amount of gas that you use throughout the week. Before heading out on the road, consider combining errands that are close together or purchasing items from a one-stop shop to decrease the amount of time spent driving between places. In addition, consider exactly how you drive in terms of your level of forcefulness. Aggressive driving — hard acceleration and rough braking — tends to use fuel less efficiently and more quickly wear down your car. Simple maintenance tips can also improve fuel efficiency, so be aware of your tire pressure when out on the road. Deflated tires can lower fuel efficiency and decrease the longevity of your vehicle while also being unsafe. For example, low tire pressure increases the likelihood of your tires overheating, which can potentially blow a tire. Proper maintenance saves money while also increasing your safety on the road. Use Mobile Apps to Find Cheap Gas Take advantage of technology and use a mobile application to help save money on gas. Certain mobile applications like GasBuddy allow you to find specific gas stations in your area with lower prices that meet your specific needs. For example, the mobile app allows users to filter the results using specific interests such as the type of fuel or brand of gas. Mobile apps can prove beneficial when heading out on a road trip or deciding which gas pump will offer you the most bang for your buck. If you are interested in helpful discounts, consider the benefits of joining a rewards program or signing up for a mobile app that has a sign-up bonus. Pay Cash for the Savings Paying in cash often lowers the price per gallon that a person spends at the pump. Usually, gas stations display a sign that explains the difference in prices between paying using debit or credit as well as paying using cash. For example, many gas stations have lower prices for a person that intends to pay cash. The lower prices are offered as an incentive for individuals to purchase gas using cash so that the gas station can avoid paying the processing fees associated with credit cards. Although lowered prices provided on all fuel types when paying in cash are typically only a few cents, the discounts have the potential to accumulate over time for a person that continuously pays for gas using cash. Refuel at Night or in the Early Morning Fueling up your tank at night or in the early morning can help with fuel efficiency because fuel tends to expand with heat. When gas becomes heated, it tends to expand and the vapor increases. However, at many gas stations, gas is stored in underground tanks, so the temperature variation throughout the day mildly impacts the gas stored within the actual tanks. Filling up in the early morning or late at night can save you from the longer gas pump lines that tend to happen during more highly trafficked hours of the day. Avoiding peak fill-up times has the ability to save you time as well as gas that would likely be spent idling as you wait in line for the pump. Save Money at the Gas Pump Saving money at the gas pump can reduce the financial burden on your shoulders and better safeguard your wallet from overspending. Take advantage of the wide range of fuel rewards programs associated with specific gas companies, grocery stores and traditional credit cards. Such rewards programs can reduce your bill over time and allow you the freedom to spend your money elsewhere. Small actions have the ability to add up, so keep your car in good working order, have your tires properly inflated and drive in a mindful manner. Frequently Asked Questions When deciding how to put gas in your tank, contemplate the benefits of fueling up your tank all the way. Examine your specific car to understand if it requires a certain type of fuel while researching local gas stations with the lowest prices. Why should you fuel your tank all the way up? It’s recommended to completely fill your tank when you are at the pump. The initial fee might seem substantial given the current price of gas, but it’s still considered better in the long run. Fully fueling your tank can help you in a sudden emergency or unforeseen event by allowing you to travel farther without needing to waste time stopping for gas. Avoid overfilling your tank because that has the potential to harm your engine. Should you drive your car until the tank is almost empty? For multiple reasons, it’s not recommended to drive your car to the point that your tank is almost empty. One key reason is that the sediment that’s settled to the bottom of your gas tank could get pulled into the motor. In addition, having minimal gas in your tank could ruin your fuel pump if you end up running out of gas. Over time, running out of fuel will decrease the lifespan of certain car parts. If possible, try to keep your gas tank above 25% full to avoid having your motor suck in sediment and to also account for unplanned or extended drives. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

July 26, 2022 10:38 AM Eastern Daylight Time

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