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TestGrid redefines website and app testing infrastructure with launch of on-demand platform

TestGrid

Over 250,000 new websites and 2,000 apps are launched every day around the world, and the attention to detail in maintaining them for the best UX is becoming more substantial. Website and app testing company TestGrid is today announcing a suite of solutions that will help businesses, DevOps teams, and the testing community to test faster than ever before—anytime, anywhere, and at much lower cost. Many website testing platforms have been launched in the past decade to help global brands ensure their website and apps remain fit for purpose for users through any device, operating system, or browser type. Today, TestGrid is launching an on-demand testing platform that will unify all development and testing needs in one place. The new on-demand testing architecture created by TestGrid will help users run tests on their websites and apps on any browser, operating system, and any device through its cloud platform—a hybrid, public and private cloud or on-premise. The aim is to quickly increase accessibility to varied testing and remove the burden on capital expenditure. Harry Rao, CEO at TestGrid, commented: “The platform has been many years in the making and is now being used by customers from all industry verticals, including Retail, Telco, BFSI, Health, Entertainment, Manufacturing, and more. Today, we are proud of what we have made and are seeing a high adoption rate; people from similar platforms are switching to us. I’m a big fan of Amazon’s Working Backwards culture. Our goal was to take the test infra headache off the client’s plate (at a cost unmatched in the industry,) and offer test and development solutions that accelerate product development. To achieve this, we knew we had to bootstrap and pass on the discounts to our customers.” Every year teams spend thousands of dollars procuring infrastructure (physical and cloud) for their testing needs. On top of that, more capital expenditure is dedicated to manage and scale that infrastructure consistently. TestGrid is addressing this problem through its on-demand platform. Along with infrastructure, TestGrid offers add-on features (at no additional cost) to help users perform end-to-end testing, including enterprise-grade, award-winning, scriptless test automation with AI to help them test better and ship faster, built-in performance testing, and API testing, making it the first choice between developers and the testing community. Today, TestGrid customers range from startups to Fortune 500 companies and are partnered with leading system integrators to boost product adoption and build trust. In this digital age, speed is everything; a user only spends three seconds and bounces off if they don’t get what they want, which impacts UX, user reviews, and revenues. This puts additional pressure on testing and development teams to make sure their app and websites are spot on every time. The lack of sufficiently scalable infrastructure can slow down development, QA efforts, and software deployment. “This is exactly where TestGrid cloud testing solutions can help by offering the fastest, updated, scalable, reliable cloud testing infrastructure on cloud, on-premise, or at the edge at cost less than buying a device” added Rao. About TestGrid TestGrid offers large-scale enterprises and major businesses an end-to-end automated testing infrastructure and testing tools that empower agile development teams. Built on a clear understanding of the needs of management, developers, and testers to have a simpler solution for software product development, TestGrid created a cloud-based automated testing platform for enterprises. By utilizing the TestGrid platform for all your testing needs customers can accelerate their turn-around time for product deployments and/or updates, as well as tremendously cut down their costs on product development and testing. For more information please visit https://www.testgrid.io/ Contact Details TestGrid Junaid Ahmad junaid@testgrid.io Company Website https://www.testgrid.io/

October 03, 2022 10:23 AM Eastern Daylight Time

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EF Hutton Reiterates Buy Rating On HCTI, Second Time in 2022

Healthcare Triangle, Inc.

On September 28, 2022, Healthcare Triangle Inc (NASDAQ: HCTI) received a Buy rating with a price target of $2.00 in an analyst report by EF Hutton. EF Hutton analyst Constantine Davides, CFA, said “We are reiterating our Buy rating on HCTI. We continue to like the risk-reward of shares here, as HCTI continues to scale its proprietary Platform offerings while expanding its Managed Services business.” This is the second Buy rating report released by EF Hutton on HCTI in 2022. On March 14, 2022, Davides initiated coverage with a Buy rating on Healthcare Triangle and a price target of $4.00. Here are the key points from the report: Platform Services We view the continued adoption of HCTI's Platform offerings as a key component of potential share appreciation (multiple expansion) and an improved financial profile (predictable/recurring revenue mix and long-term margin expansion). We believe that HCTI has approximately six Platform customers, up from four at the end of 1Q, and we would expect that total to expand steadily across the next several quarters. We are projecting $4.7 million in Platform revenue in 2022 (10% of revenue), growing to $8 million by 2024 (13% of revenue). Managed Services Along with the focus on Platform, we continue to expect HCTI to focus on the growth of this recurring revenue stream. We note that YTD Managed Services revenue growth has been negatively impacted by a change in the way HCTI reports partner pass-through revenue, which has had an optically negative impact on 2022 GAAP revenue with no impact on gross profit. Cash and cash flow A recent (July 2022) equity financing provided HCTI with $5.8M in net proceeds. Although HCTI has been opportunistically repurchasing its own shares, we would prefer that management allow cash to build on its balance sheet rather than deploy capital more aggressively toward repurchases, given the challenging macro backdrop. Free cash flow (FCF) was positive in 1Q and 2Q and we expect FCF generation to remain sound across the next several quarters. Updating target and initiating 2024 estimates Our target moves to $2.00 from $4.00 (2.3x 2023 revenue) given recent multiple compression in the space (our target multiple goes to 1.5x 2023 revenue) and other model adjustments (projected cash and share count). We are initiating our 2024 revenue estimate of $61.3M (+10%). HCTI recently traded at 0.3x our 2023 revenue estimate. Risks HCTI is capital-constrained and has above-average customer concentration risk; its largest customer generated 39% of 2Q revenue. The company’s CEO and CFO also serve as officers of another publicly traded company, SecureKloud Technologies, Inc., which owns 65% of HCTI’s common equity. HCTI has a relatively small float and is thinly traded. View the original report by EF Hutton here. Analyst Certification I, Constantine Davides, CFA, certify that all of the views expressed in this research report accurately reflect my personal views about the subject security(ies) and subject company(ies). I also certify that no part of my compensation was, is, or will be, directly or indirectly, related to the specific recommendations or views expressed in this research report. Company-Specific Disclosures EF Hutton, division of Benchmark Investments, LLC managed or co-managed a public offering of securities for Healthcare Triangle, Inc during the past 12 months. EF Hutton, division of Benchmark Investments, LLC or its affiliates received compensation from Healthcare Triangle, Inc for investment banking services within the past twelve months, and will seek compensation from the companies mentioned in this report for investment banking services within three months following publication of the research report General Disclosure This report has been produced by EF Hutton, division of Benchmark Investments, LLC and is for informational purposes only. It does not constitute solicitation of the sale or purchase of securities or other investments. The information contained herein is derived from sources that are believed to be reliable. Prices, numbers, and similar data contained herein include past results, estimates, and forecasts, all of which may differ from actual data. These prices, numbers, and similar data may also change without prior notification. This research report does not guarantee future performance, and the information contained herein should be used solely at the discretion and responsibility of the client. Neither EF Hutton nor its affiliates accept any liability or responsibility for any results in connection with the use of such information. This research report does not consider specific financial situations, needs, or investment objectives of any client, and it is not intended to provide tax, legal, or investment advice. Clients are responsible for making final investment decisions and should do so after a careful examination of all documentation delivered prior to execution, explanatory documents pertaining to listed securities, etc., prospectuses, and other relevant documents. EF Hutton and its affiliates may make investment decisions based on this research report. In addition, EF Hutton and its affiliates, as well as employees, may trade in the securities mentioned in this research report, their derivatives, or other securities issued by the same issuing companies in this research report. This research report is distributed by EF Hutton and/or its affiliates. The information contained herein is for client use only.EF Hutton holds the copyright on this research report. Any unauthorized use or transmission of any part of this research report for any reason, whether by digital, mechanical, or any other means, is prohibited. If you have any questions, please contact your sales representative. Additional information is available upon request.Certain company names, product and/or service names that appear in this research report are trademarks or registered trademarks of EF Hutton or other companies mentioned in the report. Copyright 2022 EF HUTTON, division of Benchmark Investments, LLC. Contact Details Healthcare Triangle, Inc. Michael Campana michael.c@healthcaretriangle.com Company Website https://www.healthcaretriangle.com

October 03, 2022 09:28 AM Eastern Daylight Time

LayerX Emerges From Stealth To Launch User-First Security Platform For All Browsers

LayerX

LayerX, a Tel Aviv-based cybersecurity startup, has announced its emergence from stealth and the unveiling of its user-first browser security solution that aims to transform any browser into the most secure and manageable workspace, with near-zero user impact. The company also announced the closing of a $7.5 million Seed round from Glilot Capital Partners, alongside Int3, FinSec Innovation Lab by Mastercard, Enel X, GuideStar, and Kmehin ventures (the leading Israeli CISO syndicate) and cybersecurity angel investors. Browser security has become a focal point for CISOs and security teams since the move to the cloud has resulted in the majority of enterprise work being carried out in browsers. Majority of attacks are being delivered via the browser, most of human interaction is carried over the browser and data loss incidents from the browser are constantly on the rise. Users are easily tricked by hackers to download malware and give away classified information and passwords; while data flows in and out of the organization without restrictions, thus exposing enterprises to compliance violations. Traditional network security solutions fail to analyze traffic to the cloud, dynamic web apps and modern websites, thus leaving the need for secure browsing unaddressed. Recent emerging solutions seeking to overcome these weak spots focus primarily on standalone secure web browsers and sandboxing environments that severely impact the browsing experience or work culture. LayerX employs a different approach to browser security by operating in tandem with all commercially available browsers, enabling workforces to maintain their existing browsing preferences while granting security administrators the flexibility to transform any browser into a secure, customizable, and intuitive workspace without compromising on user experience, performance or privacy. “Chrome and Safari aren’t the problem. Web browsers are perfectly built for productivity and security architecture; it's the interaction of the users over the web browsers that pose a threat to the organization,” notes Or Eshed, CEO and co-founder of LayerX. “Our technology focuses on deep session analysis, adding that pivotal extra layer of security needed to keep browsing truly safe. Our solution fits into any organization and any network, providing more security with less resources” The LayerX “Plexus” engine performs high-resolution monitoring on all potential browsing risks to detect incoming threats, taking a weight off security administrators. By deploying a dual AI engine that works on both the client side and the backend, LayerX boosts enterprises’ protection against a wide range of browser-based security threats. Using advanced machine learning and with better visibility into the browser, LayerX delivers high-resolution monitoring, risk analysis, and browser control mechanisms. The technology was designed to help workforces embrace secure web browsing while simultaneously maintaining user privacy and confidentiality. “With the move to the cloud, the browser turned into the most central tool for everyone in the workplace. With that, it’s clear that a new security layer must be added to protect sessions, and provide visibility and control to security teams. On the other hand, organizations must allow employees 100% privacy and flexibility, to use any tool they desire,” explains Kobi Samboursky, Founder and Managing Partner at Glilot Capital Partners. “This is what’s so exciting about the LayerX platform - its ability to provide the best security and visibility layer to security teams, while providing the utmost flexibility, ease of usage and privacy to employees.” Amongst the emerging landscape of browser security solutions, LayerX’s is the only “user-first” platform that mitigates the risks associated with users without changing their browsing experience. Ira Winkler, industry luminary and former Chief Security Architect at Walmart, added: “LayerX chose the approach that seems to make the most sense for browser security. An extension-based approach not only significantly reduces the technical risk of compatibility across all platforms, it reduces the complexity and cost of rollout and maintenance. It also reduces operational risks associated with dealing with third parties, diverse equipment, and countless other issues when compared with proprietary browser solutions. I have no doubt that hybrid and cloud-first organizations will choose it as their browser security solution of choice.” About LayerX Security Founded in 2021, LayerX is designed to help monitor, control, and prevent the expanding range of web-based threats and browsing risks. Led by seasoned veterans of IDF cyber units and cybersecurity industry, LayerX’s browser security platform transforms existing web browsers into protected and manageable workspaces without negatively impacting the user experience. LayerX is the pioneer of AI-based high-resolution monitoring, risk analysis and control of all users’ browser activities to enable enterprise workforce to access any web resource from any device while ensuring protection from the wide range of web-borne risks. Contact Details MarketAcross Dan Edelstein pr@marketacross.com Company Website https://www.layerxsecurity.com/

October 03, 2022 09:00 AM Eastern Daylight Time

VTS Recognized on GlobeSt.’s 2022 CRE Tech Influencers and Best Places to Work Awards

VTS

VTS, the commercial real estate industry’s leading technology platform that transforms how strategic decisions are made and executed across the asset lifecycle, today announced that GlobeSt. has recognized Nick Romito – Chief Executive Officer, and Ryan Masiello – Chief Strategy Officer, as honorees on its 2022 CRE Tech Influencers list. Romito and Masiello were named alongside other industry professionals propelling the continued use and adoption of technology forward within commercial real estate. In addition, VTS was named to GlobeSt.’s 2022 Best Places To Work list, which recognizes the companies that are the best workplaces in the CRE industry, and have gone above and beyond for both their employees and the real estate industry at large as they navigated the unprecedented events of the last two years. “It is an honor to be recognized by Globe St. for both our technology and our company culture,” said Nick Romito, CEO of VTS. “Pushing the envelope and creating tech-enabled solutions is at the core of what we do at VTS. We would not be the company we are today without our amazing team helping us in making our mission of modernizing commercial real estate a reality.” VTS was founded in 2012 after Romito and Masiello identified a gap in the industry, which at the time was reliant on disorganized spreadsheets and back-of-the-napkin deals that made it difficult to make decisions and get an accurate view of operations for landlords, owners, and tenants. Since then, VTS has become a global leader, providing commercial real estate stakeholders with real-time market data, and has evolved into an integrated four-product platform that connects landlords, owners, brokers, property managers, and tenants through technology. “Our company remains committed to fostering a collaborative work environment for our employees to share their thoughts and feedback to create the best workplace possible,” said Masiello. “It’s great to see recognition for both our innovative technology and our people-first culture, ensuring our portfolio of top industry players are equipped with the tools they need to efficiently and effectively do their jobs – and that we have the best staff and company to serve them.” For this year’s Influencer series, GlobeSt. Real Estate Forum sought to shine a spotlight on the commercial real estate professionals that have showcased their technological expertise and ability to quickly adapt to enhance commercial real estate management processes. The professionals featured on this list have impacted the marketplace through new and/or improved technology applications, through their contributions to the industry, the vast successes they’ve racked up, or the innovations and best practices they’ve introduced to the business. ABOUT VTS VTS is the commercial real estate industry’s leading technology platform that transforms how strategic decisions are made and executed across the asset lifecycle. In 2013, VTS revolutionized the commercial real estate industry’s leasing operations with what is now VTS Lease. Today, the VTS Platform is the largest first-party data source in the industry and delivers data insights and solutions for everyone in commercial real estate to fuel their investment and asset strategy, leasing and marketing automation, property operations, and tenant experience. With the VTS Platform, consisting of VTS Lease, VTS Rise, VTS Data, and VTS Market, every business stakeholder in commercial real estate is given the real-time market information and executional capabilities to do their job with unparalleled speed and intelligence. VTS is the global leader with more than 60% of Class A office space in the U.S., and 12 billion square feet of office, retail, and industrial space is managed through our platform globally. VTS’ user base includes over 45,000 CRE professionals and industry-leading customers such as Blackstone, Brookfield Properties, LaSalle Investment Management, Hines, BXP, Oxford Properties, JLL, and CBRE. To learn more about VTS, and to see our open roles, visit www.vts.com. Contact Details Elise Szwajkowski +1 212-402-3495 eszwajkowski@marinopr.com Company Website https://www.vts.com/

October 03, 2022 09:00 AM Eastern Daylight Time

Jewellery retailer Shop TJC partners with RangeMe to increase product choice

RangeMe

Shop TJC has partnered with RangeMe to support their product buying teams, ensuring they have access to the most relevant products their customers demand. This partnership presents Shop TJC with the option to find potential dropship suppliers in jewellery, handbags, fashion, beauty and home tabletop and tableware categories in the UK. Shop TJC is seeking to fast track suppliers onto their platform as they scale sales. RangeMe first launched in 2014 and is used today by more than 15,000 retail buyers in the U.K., Europe, North America, and APAC region. It has quickly established itself as the industry leader for retail product discovery, sourcing and buying by becoming the world’s largest source of brands and products purchased by retail buyers. RangeMe helps retailers and buying teams scale product sourcing efforts with streamlined submissions, simplified discovery tools, and the industry standard digital sell sheet. Buyers can filter searches to find brands and products meeting exact sourcing needs, seamless connectivity and collaboration with suppliers, and offering curated collections to help identify and understand category trends and emerging brands. “Through this partnership we are confident that we will be able to give our customers more of what they want in time for the Christmas season and beyond,” says Srikant Jha, Managing Director at Shop TJC. “We’ll be able to scale up our sourcing as we are keen to introduce new brands and products before the end of the year in a range of product categories.” RangeMe is the global online platform where retailers and suppliers can discover, connect, and grow their business. Suppliers can showcase their range, bring new products to market, increase brand visibility, and grow sales, while retail buyers use RangeMe to discover new products, search trends, and communicate directly with brands. This news presents suppliers around the world with a front-row audience with one of the biggest names in home improvement. RangeMe helps suppliers grow their retail relationships with a platform that gives them the tools and insights to manage their products, market their brand, and build awareness. “Our mission has always been to empower retailers and suppliers to be productive and successful whatever their objective. The platform offers retailers hyper local choices as well as innovative global options. We exist to help them offer an extraordinary experience for their customers” added Nicky Jackson, CEO of RangeMe. About RangeMe RangeMe, an ECRM company, is the leading online platform that streamlines new product discovery between suppliers and retailers. The platform empowers retail buyers to efficiently discover innovative and emerging products, while streamlining the inbound product submission process. For product suppliers, RangeMe enables them to grow their retail relationships with a platform that gives them the tools to manage their products, market their brand, and build awareness. Now integrated into the ECRM product offering, RangeMe adds increased breadth and depth to the industry's most complete sourcing solution for top retailers and product suppliers in the US. About Shop TJC Headquartered in London, UK, Shop TJC is a wholly owned subsidiary of Vaibhav Global Ltd. (VGL), a vertically integrated E-retailer with global sourcing and manufacturing capabilities. Shop TJC, through its E-retailing in UK is specialised in jewellery, home, beauty, fashion, gemstones, and other lifestyle accessories. Established in 2006, Shop TJC reaches ~25 million UK households via live Television shows 24 hours a day, seven days a week, 365 days a year. For more information visit http://www.tjc.co.uk and download the interactive app on iTunes, Google Play and many other streaming devices or television. Contact Details RangeMe Bilal Mahmood +44 7714 007257 b.mahmood@stockwoodstrategy.com Company Website https://www.rangeme.com/

October 03, 2022 08:37 AM Eastern Daylight Time

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Frauds and Hackings In The Crypto World - How One Company Can Help Keep Your Digital Assets Safe

Chainsulting

Cryptocurrencies have flipped a lot of norms around the world. From finance and banking to e-commerce, it would appear there is no industry where cryptocurrencies haven’t made their presence felt. The massive public interest in these digital assets truly began in 2017. The crypto craze gained momentum in that year when Bitcoin (CRYPTO: BTC) witnessed an unprecedented boom. Several companies offering various cryptocurrency solutions such as MEXC Global and TaxBit Inc. have emerged since the start of the craze. While many industries were disrupted during the COVID-19 pandemic, the crypto industry didn’t experience a dent — instead, it soared even higher. Cryptocurrencies boomed as more people became interested in decentralized currencies as a safe haven amid global economic tension. Since then, the cryptocurrency market’s total value has reached over $1 trillion, having hit $3 trillion in November 2021 and now competing with the market capitalization of multinational conglomerates such as Amazon.com Inc. (NASDAQ: AMZN), Microsoft Corp. (NASDAQ: MSFT) and Alphabet Inc. (NASDAQ: GOOGL). Crypto Scams And Hacks Soar However, risks persist amidst the perceived optimism. The crypto world is experiencing an increasing number of attacks and continues to draw more scammers. Scammers stole more than $14 billion in 2021, with losses from crypto-crime rising by 80% compared to 2020, according to a report by blockchain research group Chainalysis. Crypto scamming is an increasingly common method for fraudsters to get people’s money. More than 46,000 people have filed crypto-related fraud cases with the Federal Trade Commission (FTC) from January 2021 through March, according to a report released by the agency. The median loss reported from these schemes is a sizable $2,600. Ever since cryptocurrencies started gaining popularity, the internet has been flooded with scammers involving giving bogus giveaways. Group-IB, a Singapore-based cybersecurity firm, reports a significant fivefold increase in domains offering fake crypto giveaways including through YouTube streaming pages in the first quarter of 2022. In the first six months of the year, experts at Group-IB have identified more than 2,000 domains being used as fake crypto promotion pages. The number of fake pages promoting fake giveaways increased sharply from 583 in the first quarter to over 1,500 in the second quarter. Hackers have also targeted crypto exchanges and blockchain platforms to steal large amounts of valuable digital currencies. At least 46 crypto exchanges and blockchain platforms have reported losing over $2 billion since 2012 because of security breaches in their system. Just some months ago, hackers infiltrated the blockchain gaming platform Ronin Network and walked away with more than $600 million worth of digital currencies. The blockchain-based platform Poly Network was a victim of a similar attack late last year when attackers stole over $620 million worth of users’ assets. Worldwide Crackdown On Crypto Scams And Hacks The U.S. Department of the Treasury has called for other federal organizations to expand and increase their crackdown on crypto scams and hacks. In the U.K., experts have warned that crypto scamming could get worse as the cost of living rises. “We are concerned that, in current economic circumstances, people could be tempted to invest in fake investments,” said Nausicaa Delfas, interim chief executive of the Financial Ombudsman Service. Securing Blockchain Ecosystems With Smart Contract Auditing With so much money at stake and blockchain protocols becoming more complex, smart contract auditing firms such as Chainsulting are gaining importance as a necessity in a fairly unregulated space. Smart contract auditing is a systematic method of manually and automatically reviewing the structured code of a smart contract to find flaws. A smart contract audit is a useful tool to assess a company’s operations and ensure that the code is accurate and reflecting the use case. The auditor will conduct a comprehensive review of the smart contract codebase and make recommendations on how to fix possible flaws. Smart contract auditing has many advantages, including ensuring security, preventing vulnerabilities and securing user funds. Chainsulting says it can perform smart contract audits for Ethereum (CRYPTO: ETH), Solana (CRYPTO: SOL), Aptos, Binance Smart Chain and many more. The company also says it provides audit solutions using German technology and security standards, which rank first in the world in terms of crypto-friendliness. Chainsulting audits involve several stages. First, the code goes through automated vulnerability tests in which security analysis tools such as Mythril, Slither and Oyente are used to detect security vulnerabilities. The code is then checked manually for weaknesses before the general function of the code and business logic is double-checked. If any critical issues are found, the team makes recommendations on how to resolve them. Chainsulting has conducted over 300 notable smart contract security audits since its inception in 2017. Chainsulting is a professional software development firm, founded in 2017 and based in Germany. They show ways, opportunities, risks and offer comprehensive web3 solutions. Their services include web3 development, security and consulting. Chainsulting conducts code audits on market-leading blockchains such as Solana, Tezos, Ethereum, Binance Smart Chain, and Polygon to mitigate risk and instil trust and transparency into the vibrant crypto community. They have also reviewed and secure the smart contracts of 1Inch, POA Network, Unicrypt, LUKSO among numerous other top DeFi projects. Chainsulting currently secures $100 billion in user funds locked in multiple DeFi protocols. The team behind the leading audit firm relies on their robust technical know-how in the web3 sector to deliver top-notch smart contract audit solutions, tailored to the clients' evolving business needs. This post contains sponsored advertising content. This content is for informational purposes only and not intended to be investing advice. Contact Details Chainsulting hello@chainsulting.de Company Website https://chainsulting.de/

September 30, 2022 08:00 AM Eastern Daylight Time

What Is Covered By Homeowners Insurance?

Benzinga

Homeowners insurance is one of the most powerful ways to protect your property and personal possessions in the event of damage, natural disaster, theft or personal liability. You’ll almost always need to acquire homeowners insurance if you’re applying for a mortgage, and it’s generally considered a wise move. Your home is probably your most valuable asset, and it’s not a good idea to leave it unprotected. Take a look at what’s covered by homeowners insurance and why it can be a smart investment. What is a Homeowners Insurance Policy? Homeowners insurance is a type of protection that covers damage to a property, theft or loss of possessions within the home and personal liability for injuries to others. Sometimes, it can cover alternative housing expenses as you wait for your house to be rebuilt. Homeowners insurance policies can vary widely, but they generally all cover the same basics. For additional insurance, you may want to opt for a more wide-ranging policy or one that covers your specific needs. Understanding Homeowners Insurance Coverage Let’s take a deeper look into homeowners insurance coverage and what you need to know. Damage to the Interior or Exterior of Your Home In the case your home is damaged from a disaster like fire, hurricanes, lightning or vandalism, your homeowners insurance will provide funds to repair or completely rebuild your home. Coverage often also extends to the contents within your home, such as furniture, appliances and other valuables. As long as it's covered by an insured disaster, you should be able to receive its full market value. In most cases, destruction from floods, earthquakes or poor home maintenance is not covered by general policies, and you’ll need to pay extra for these protections. Fine art, expensive clothing and jewelry may not be covered by all homeowners insurance policies or limited in the coverage of these items. So it’s important to itemize your valuables if you’d like them to be protected. You typically have the option to insure these items as a floater to your existing homeowners policy, or you may wish to insure them separately through a specialty jewelry insurance company. Personal Liability for Damage or Injuries Personal liabilities protect you from lawsuits arising from harm, injuries and other damages caused by you, your home or someone in your household. Say your dog bites someone and they sue you for their medical bills, or your child heads to a friend’s house and ends up breaking a valuable piece of decor — these are just some of the scenarios where homeowners insurance can protect you. The amount of coverage you receive for personal liability will depend on your specific policy and how much coverage you’ve paid for. Hotel or House Rental While Your Home is Being Rebuilt or Repaired In case of a disaster that causes major damage, you may need to find additional housing until your home is repaired or rebuilt. If you ever find yourself in this situation, you’ll be grateful for homeowners insurance as it can reimburse you for rent, hotels and meals. The policy will specify daily limits on how much you can spend, but you may be able to increase this amount if you pay more for your policy. Types of Homeowners Coverage Home insurance coverage is unique to your situation. The type of coverage you receive and the payout in the event of a disaster will depend on how much you are willing to pay for a policy. At a glance, here are the three most common types of coverage. Actual Cash Value An actual cash value policy will cover the entire cost of your home in the event of a disaster plus the value of your belongings. Depreciation is typically accounted for. Replacement Cost A replacement cost policy works like an actual cash value policy; however, the main difference is that with this policy, depreciation is not deducted. This means you’ll be able to repair or rebuild your property up to its original value. Guaranteed or Extended Replacement Cost/Value This policy tends to be the most generous, as it covers the complete restoration of your home even if costs go over your initial policy limit. With an extended replacement, you may be able to access up to 25% more than the coverage you purchased. This feature can help offset the costs of rebuilding your home, especially at current prices taking inflation into account. What Isn't Covered by Homeowners Insurance? Most homeowners insurance policies will not cover jewelry, artwork and other collectibles. Identity theft protection, damage caused by an earthquake or a flood, damage caused by pests or mold and maintenance repairs are also not typically covered. If you live in an area that is prone to flooding or earthquakes, you will need to pay more to receive coverage in these areas. Even in scenarios where your homeowners insurance policy covers valuables in your home like art or jewelry, it will generally not cover the full amount unless you make special arrangements for coverage and pay more for your policy. Recommended Additional Insurance Coverage Considering that not all your property and valuables are covered by homeowners insurance, you may want to opt for additional protections. In case of a disaster, break-ins or misplacing items, you’ll want the peace of mind of knowing that their value won’t be lost forever. Take a look at some noteworthy options for additional insurance coverage. Additional Living Expenses Coverage Homeowners insurance does cover basic living costs when you’re displaced from your home. However, most policies tend to have strict limits on daily spending. Additional Living Expenses (ALE) coverage goes a step further than traditional homeowners insurance to make sure you’ll have enough for housing, food, storage and other costs that arise from having to find temporary living arrangements. Specialty or Investment Jewelry Coverage Homeowners insurance policies won’t always cover your high-priced jewelry, and even when a policy does, it’s rare that you’ll receive the full value in reimbursement. When homeowner's insurance is not enough to cover your investment jewelry, you may want to opt for a policy that offers full protection, such as one through BriteCo. BriteCo offers affordable yet comprehensive insurance policies that protect your prized jewelry with up to 125% replacement value. Opt for specialty coverage that includes loss, theft, damage and mysterious disappearance, with no deductibles. Learn more at BriteCo. Liability Coverage A single lawsuit can inflict considerable damage on your finances. Liability coverage protects you in case someone is hurt on your property or if you or someone living in your home accidentally hurts another person or damages their belongings. Scenarios like these can give way to lawsuits, which in worst-case scenarios can cause considerable financial damage. Although most homeowners insurance policies offer some protections against personal liability, it’s rare to find full coverage. If you have kids or don’t want to be responsible in case someone is injured in your home, purchasing additional liability coverage can offer peace of mind. Don’t Cut Corners with Your Insurance Coverage Homeowners insurance offers considerable coverage for safeguarding your most important assets. This includes your home but can also extend to the valuables within your home, living expenses if you are displaced and personal liability. Almost all mortgage providers will require homeowners insurance. But the exact policy you receive will ultimately be up to you. You may want a general policy or more extensive coverage. In many cases, it can also be wise to get additional coverage for your most prized possessions, such as art or jewelry. When it comes to insurance, it’s better to be safe than sorry. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

September 29, 2022 07:08 PM Eastern Daylight Time

iTradeNetwork Expands Industry-Leading Traceability Suite with TrueTrac, an Innovative Incident Management and Recall Tool for Buyers and Suppliers

iTradeNetwork

iTradeNetwork, the leading global provider of end-to-end supply chain management and intelligence solutions for the perishable food industry, is proud to introduce TrueTrac, an innovative incident management and food recall solution that instantly and precisely identifies the location of compromised products. With TrueTrac, buyers and suppliers will protect the health of consumers, mitigate the impact of food safety events, save time and money, and preserve their brand reputation. The State of the Industry According to the FDA, there are roughly 48 million cases of foodborne illness annually, and an estimated 128,000 hospitalizations and 3,000 deaths resulting from these illnesses ( FDA ). These rising numbers have driven the FDA and CDC to become more stringent with food safety rules. Not only do suppliers and their trading partners need to manage the industry’s ever-changing regulations, but there is a growing need to provide consumers with quality, transparency, and freshness, with nearly 86% of Americans stating that transparency is more important to them than ever ( Shopify ). How iTradeNetwork Can Help The addition of TrueTrac to iTradeNetwork’s already robust iTracefresh solution suite helps supply chain participants capture critical traceability data to gain the visibility and insights they need to comply with regulations, lessen the impact of recalls, and ultimately grow their businesses. By regulating the way they handle incidents, buyers and suppliers can acquire valuable data in seconds, saving thousands of lives by pulling products from the shelves before they reach the consumer and reducing the cost of a recall by 50-95% ( Food Logistics ). With TrueTrac, suppliers and buyers can geographically analyze inbound or outbound shipments from the lot of origin to the final destination. The map-view feature allows customers to account for perishable products in real-time, so businesses can quickly identify products based on a number of metrics, including lot codes, to find exactly where the products are in the supply chain in a matter of seconds. Reports are configurable and enable users to find and export the data they need quickly. TrueTrac users can even identify where confirmed outbreaks from the CDC and FDA overlap with their own products within the supply chain, allowing for prompt interception and immediate incident management. Innovations like TrueTrac add to iTradeNetwork's reputation as a trusted leader and innovator in the traceability space. iTrade’s history as a technology partner has helped customers meet evolving regulations such as the Bioengineered Food Disclosure Standard and the upcoming FSMA 204 requirements with customized traceability programs. “We felt confident in the iTracefresh solution being able to meet the final draft of FSMA 204 and that the [iTradeNetwork] team would be there to support on-boarding suppliers best if we worked further ahead of the implementation date,” says Mike Ferguson, Senior Vice President of Fresh at Topco. “Additionally, starting now ensures we [will] be on the leading edge of providing the ability to improve our freshness and respond more accurately and faster [to] recalls and product withdrawals or consumer advisories regarding the produce we source for our member companies. This makes us better for our members and our members better for their shoppers.” iTradeNetwork’s TrueTrac release is the latest of many innovations in the iTradeNetwork traceability platform, including Palletized Advance Ship Notices, Bio-Engineered Food Module, Safe Food for Canadians Act, and more. iTradeNetwork, Inc. is the leading global provider of supply chain management solutions for the food and beverage industry. Built upon deep industry expertise, a rich data foundation and the industries’ most extensive trading partner network, iTradeNetwork’s collaborative solutions allow distributors, manufacturers, operators, retailers, suppliers, and wholesalers of all sizes to reduce cost, grow revenue, and strengthen trading partner relationships. Today, iTradeNetwork’s growing customer list includes thousands of global companies. For more information, visit: www.itradenetwork.com. Contact Details Media Contact +1 925-660-1100 sales@itradenetwork.com Company Website https://www.itradenetwork.com

September 29, 2022 10:00 AM Pacific Daylight Time

TripActions — A Leading Travel, Corporate Card, and Expense Management Platform — Selects ReleaseHub to Give Full Stack Environments to Every Developer

ReleaseHub

ReleaseHub, the leading provider of on-demand software environments, today announced that TripActions, an industry-leading all-in-one travel, corporate card, and expense management solution, has selected ReleaseHub to provide its developers with ephemeral, full-stack staging environments that can be spun up and down on demand. Switching to ReleaseHub’s on-demand staging environments will allow TripActions to stand up and tear down identical production-like environments instantly, eliminating common delays that developers across all industries experience with conventional shared environments. With ReleaseHub, organizations reduce the cost of wasted developer time, and increase operational efficiency and productivity. “Developers around the world understand how frustrating and pervasive staging environment delays are,” said Tommy McClung, co-founder and CEO of ReleaseHub. “TripActions is in a unique position because they’re an industry leader at the cutting edge of innovation, with thousands of global customers, so they have unparalleled insight into developer pain points. Delays frequently leave the most talented, highly-paid professionals stuck waiting in limbo. Our ephemeral environments eliminate the limbo time entirely.” With ReleaseHub, organizations — including TripActions — can also focus on attracting and retaining the highest quality professionals by removing staging delays, a continual source of frustration for developers across all industries. “ReleaseHub will enable us to increase our release cadence and reduce developer down-time,” said Chris Willmore, director of productivity engineering at TripActions. “We have hundreds of developers and if they are using conventional shared staging environments, many end up sitting around, waiting for access. ReleaseHub eliminates the waiting time, improves developer flow, saves wasted resources, and helps us deliver software faster.” ReleaseHub delivers Environments-as-a-Service using environments-as-code. Unlike other solutions, ReleaseHub abstracts away much of the work required by developers. The process of creating environments-as-code is automated and customizable. The result allows developers to manage environments simply via code in their development workflow. ReleaseHub supports running custom Infrastructure-as-a-Code including Terraform, Helm and other Infrastructure-as-a-Service providers. About ReleaseHub: ReleaseHub delivers Environments-as-a-Service. It lets developers easily share progress with stakeholders when a full stack environment is created with every pull request and is shareable via custom URLs and directly in Slack. Every environment is a full instance of the app with all its services. ReleaseHub was funded by CRV, Sequoia, Y Combinator, Bow Capital, Artisanal Ventures, Hack VC, and other investors. More information is available at www.releasehub.com. About TripActions: TripActions is the all-in-one travel, corporate card, and expense management solution, providing customers around the globe with unprecedented visibility and control over spend. Trusted by travel managers and finance teams alike, TripActions and TripActions Liquid leverage real-time data to help companies keep traveling employees safe, reduce spend, and drive productivity. Learn more at www.tripactions.com. Contact Details Forrest Carman +1 206-859-3118 forrest.carman@gmail.com Company Website https://releasehub.com/

September 29, 2022 09:00 AM Pacific Daylight Time

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