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How to Calculate Savings Withdrawals for a Long, Successful Retirement

Retirable

Planning for a successful retirement can feel overwhelming. You’ll want to make sure you have enough retirement income to cover your expenses, while also preserving your savings for years to come. The key to a successful retirement is being prepared and understanding how to use your savings. If you’re wondering how much you should withdraw from your retirement fund, you may want to use a savings withdrawal calculator. It’s also a good idea to talk to a retirement adviser on a platform like Retirable to ensure you have a solid plan in place for your retirement. When Can You Start Making Withdrawals? Withdrawals from retirement accounts such as a 401(k) or individual retirement account (IRA) are allowed when the account owner turns 59½. Withdrawals made before that age will result in a heavy tax penalty. It’s a good idea to wait as long as possible before starting to make withdrawals. The longer your retirement account has time to grow, the more successful you’ll be in retirement. For example, many people retire at age 65 or later. Those extra five years of contributing and growing your retirement account can be instrumental in ensuring you have enough saved. Calculating a Successful Retirement Every retiree has different lifestyle expectations, financial situations and expenses, so each retiree should have a personalized financial plan. Here are some tips and considerations to help guide you toward creating your own retirement plan. The 4% Rule Many financial advisers and retirement professionals recommend following the 4% rule. The 4% rule advises retirees to withdraw only 4% of their retirement income every year. This rule helps ensure that your retirement savings will continue to last well into retirement. If you only take out 4% of your savings per year, your retirement savings should last about 25 years. So if you start taking withdrawals at 65, you’ll be covered by your savings until you’re about 90 years old. Use a Savings Withdrawal Calculator Using a savings withdrawal calculator can help plan for how much you take in monthly withdrawals. For example, say a retiree has $500,000 saved in their retirement fund. Following the 4% rule, they can see how much they could take in annual distributions. 0.04 x $500,000 = $20,000 So a retiree with $500,000 saved could take $20,000 annually in withdrawals. Now see how much that is in monthly income. $20,000/12 = $1,666.67 If this retiree was sticking to the 4% rule, they could take about $1,666 every month in a distribution. Again, it’s important to remember every retiree is different, and talking with a personal adviser can help find the plan that’s best for you. You can also use Retirable’s retirement income calculator for more guidance. Consider Social Security Income Retirement accounts aren’t the only source of retirement income. In retirement, you’ll also get Social Security payments to help round out your income. You should be strategic about when you begin taking Social Security. You can begin to receive benefits as young as 62, but the amount you receive will be lower than if you wait. After 62, your benefits will increase with every year you wait until you reach full retirement age at 70. At 70, you’ll be getting the maximum benefits possible. Talk to a Retirement Adviser Using these calculators is a great way to start planning for your retirement. For a custom solution based on your unique situation, you should talk to a financial adviser. Retirement advisers can consider your income and expenses to let you know how much you should be saving each month, where to invest and at what age you can retire successfully. Once you retire, they can help you construct a withdrawal plan that suits your lifestyle and financial situation. Calculate Your Way to a Successful Retirement Retirement can be some of the best years in a person’s life. But it can be overwhelming and difficult to plan for. Retirable offers an intuitive retirement platform that helps you grow your savings and access a personal retirement adviser. With the help of your adviser, you’ll be able to create a plan that works for you and have the peace of mind that you’re headed to a successful retirement. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Retirable +1 833-222-1807 info@retirable.com Company Website https://retirable.com/

February 23, 2023 07:00 AM Eastern Standard Time

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U.S. Army Rapper Takes Center Stage

YourUpdateTV

A video accompanying this announcement is available at: https://youtu.be/cr-uqJDUPfk Most people don't know that there are more than 200 different careers in the Army, including musicians. Endless opportunities await Soldiers who are seeking an opportunity to serve the country while pursuing their passions and finding their purpose. There is no better example of the unexpected career paths for Soldiers than Staff Sergeant Lamar Riddick. As one of the first hip-hop artists in the Army, Staff Sergeant Riddick is an example of how the Army supports the dreams of Soldiers in and out of uniform. “Find out what your passion is. What do you love to do? See if that is available to you in the Army and you can still serve your country doing what you love” Staff Sgt. Riddick told an interviewer with Greensboro, NC station WGHP (Fox). If music is not your passion, the Army also has careers in the fields of science, medicine, technology, engineering, cyber and more. Soldiers also enjoy competitive benefits to help them continue to advance their careers and personal lives, including everything from healthcare, tuition assistance, home buying benefits, and so much more. “The Army has provided a great opportunity to have stability in my life through health coverage, to mental and physical therapy, to my finances. A great thing about the Army is being supported by an organization that also encourages travel and provides the resources. I had the opportunity to spend 26 days in Scotland preforming with the Army Field Band in front of thousands of people, that blew my mind and felt like a dream and I was able to do that through the support of the Army” Riddick added in an interview on WTTG TV in Washington, D.C. “The possibilities are endless” Riddick shared with the audience on Chicago’s WFLD TV. For more information on life in the Army, www.GoArmy.com Contact Details YourUpdateTV +1 212-736-2727 yourupdatetv@gmail.com

February 22, 2023 02:28 PM Eastern Standard Time

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Flagship Collector Brand Tamashii Nations Celebrates Its 15th Anniversary TAMASHII NATIONS WORLD TOUR -TAMASHII NATIONS 15th ANNIVERSARY-

BANDAI SPIRITS CO., LTD.

NEW YORK, US - Media OutReach - 22 February 2023 - Bandai Spirits Co., Ltd. (President and Chief Executive Officer: Nao Udagawa/ HQ: Tokyo Minato Ward) will commemorate its 15 th anniversary in 2023. To celebrate, it will take its flagship collector brand Tamashii Nations on a world tour: TAMASHII NATIONS WORLD TOUR -TAMASHII NATIONS 15 th ANNIVERSARY-. This event will visit five cities across the world, starting with New York (4/28 – 4/30). ▲New York Venue Key Visual Tamashii Nations was first established in 2008, and has produced many well-known brands such as the S.H.Figuarts and Chogokin series. With a rich lineup of high-quality figures, robots, and more, it quickly earned itself a dedicated worldwide following. April 2023 marks its 15 th birthday, and to both celebrate and show its appreciation for all of its passionate fans across the globe, it is launching a world tour. Tamashii Nations will kick off its world tour with its first location in New York, USA from Friday, April 28 th to Sunday, April 30 th. The second leg will be held from Friday, May 26 th to Tuesday, July 18 th in Tokyo, Japan (Akihabara), at its flagship store (Tamashii Nations Store Tokyo). It will be held to Mexico City, Mexico, Shanghai, China, and Paris, France. The New York event will be located in Manhattan’s Grand Central Terminal (Vanderbilt Hall) and Times Square (Duffy Square). The latest figures and robot for popular series such as Dragon Ball series and Mobile Suit Gundam series will be on display. There will also be specially-crafted photo spots, and first-ever reveals of brand-new products. Special commemorative items will also be handed out to visitors, and limited-edition event items will be available for purchase.Lastly, unique content has been planned for each world tour location. We will continue to do our utmost to share the fun and joy of figures and robots with our customers all around the world, and to innovate and evolve. Event Summary ◆TAMASHII NATIONS WORLD TOUR -TAMASHII NATIONS 15th ANNIVERSARY- Commemorative Products *Details on how to purchase these are available on the official website: https://tamashiiweb.com/special/tour/?wovn=en *Prices shown are for Japan only. Actual prices will vary by location. For details, see our official website. ◆Event Attendee Special Gift (One of Several) Event visitors will receive a number of special gifts. Details will be available on our official website at a later date: https://tamashiiweb.com/special/tour/?wovn=en STAGE TAMASHII NATIONS WORLD TOUR -TAMASHII NATIONS 15th ANNIVERSARY- SPECIAL DESIGN A display stand for S.H.Figuarts and other series products. This stand features a special Tamashii Nations 15 th anniversary design. *Gifts and how to obtain them will vary by event location. *Stocks are limited, and distribution will end once stocks run out. Bandai Spirits Collector Brand: Tamashii Nations Overview Established in 2008, Tamashii Nations has produced many well-known product series, such as S.H.Figuarts and Chogokin. With a rich lineup of quality figures, robots, and more, it has earned itself a worldwide following. Today, it continues to expand its global outreach. Official website (Tamashii Web): https://tamashiiweb.com/ Tamashii Nations World Tour Official Site: https://tamashiiweb.com/special/tour/?wovn=en Tamashii Nations Official Site (Tamashii Web): https://tamashiiweb.com/ Bandai Spirits Corporate Home Page: https://www.bandaispirits.co.jp/ *Information contained in this press release is current as of February 22 nd, 2023, but may change without prior notice. *Images contained in this press release may differ from actual products. *This event and all products therein are intended for ages 15+. Contact Details Bandai Spirits Co., Ltd. Collectors Toy Department Sakuma c-sakuma@bandai-sp.jp

February 22, 2023 10:00 AM Eastern Standard Time

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Robotics Has Transformed Many Industries – Is The Food Industry Next?

Blendid

By Faith Ashmore, Benzinga Interested in investing in Blendid’s campaign? Click here to get started. It’s almost impossible to miss how food prices have been rising in the past year due to inflation. Fuel prices have soared, and the cost of common goods like eggs has risen by up to 60%. In addition, geopolitical conflicts like the war in Ukraine are increasing global instability and affecting food supply chains – impacting markets globally. One solution that industry leaders and analysts have identified lies in the expansion of the global food service robotics industry. Looking to technology during times of crisis is not a new trend. The automotive industry has been aided significantly by robotics teams to help automate assembly lines and cut down costs, especially amid recessions. Robots are found in almost every part of a car plant, and it’s estimated that by 2025 as much as 75% of vehicles will ride on robot production lines. Manufacturing in general has been absolutely transformed by robotics, helping manufacturers achieve peak efficiency and productivity. The food industry is no different, but it requires innovative approaches to fully leverage the advantages of robotics. Technology and innovation are crucial to the modern food service industry. Not only does technology help companies lower operating costs but it also expands access to fresh food in more locations. While robotics in food service is still in its relative infancy, the increasing ingredient and labor cost challenges are accelerating their growth to help transform the food service industry as it did manufacturing – and companies like Blendid are leading the charge. Blendid, a robotic and AI-enabled food automation solution company, has seen firsthand the success of a fully autonomous robotic kiosk for smoothies. Their kiosks operate in universities, travel centers, retail stores, and hospitals across the country. The kiosks can operate 24/7, which gives consumers access to healthy and affordable food around the clock while the company is able to maintain low operational costs. The company has seen a 267% revenue increase year-over-year which is unsurprising given the consumer demand for healthy and sustainable food. Not only is the kiosk model contactless, but being open 24/7 increases the accessibility of healthy food. For college students or late-night workers, who typically have limited access to healthier foods, Blendid is changing the landscape of food justice. If projections are to be believed, the food robotics industry is only going to continue to grow. The global market for food robotics was estimated at $2.1 billion in 2022, and the market is projected to reach $4B by 2026. Companies like Blendid will be instrumental in the industry by providing unique experiences and options for consumers on the go. Blendid is currently hosting a raise to further expand its ingenious concept. The company is currently working on expanding to 10 additional geographies in the near future and has 500+ kiosks in contract. Previously, they raised more than $26 million which translated into significant revenue growth. It is clear that the consumer demand is there for the smoothie kiosk model and it’ll be interesting to see how Blendid will continue to be an industry leader. Interested in investing and being a part of their growth story? Click here to read more about Blendid’s raise and how to invest! This article was originally published on Benzinga here. Sunnyvale-based Blendid is revolutionizing the future of food service with its proprietary food automation platform (foodOS™), which efficiently and safely prepares and serves a range of healthy, fresh, and delicious food. A pioneer of the future of food service, Blendid's first concept in the market is an autonomous, contactless kiosk that uses robotics, machine vision, artificial intelligence, and healthy ingredients to create delicious smoothies that are customized to meet the unique health and dietary preferences of each consumer. Founded in 2015 by seasoned Silicon Valley entrepreneurs Vipin Jain, Venki Avalur, and Vijay Dodd, Blendid is improving the consumer experience by offering safe, cost-effective, and personalized food on-demand, while also reducing complexities and costs for the operators. Blendid has raised more $20M to date from a mix of venture and crowdfunding investors and is currently raising its Series B investment round. Visit www.startengine.com/blendid for more information and to invest in the future of food service automation. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. The preceding post was written and/or published as a collaboration between Benzinga’s in-house sponsored content team and a financial partner of Benzinga. Although the piece is not and should not be construed as editorial content, the sponsored content team works to ensure that any and all information contained within is true and accurate to the best of their knowledge and research. Benzinga may receive monetary compensation from the issuer, or its agency, for publicizing the offering of the issuer’s securities. This content is for informational purposes only and is not intended to be investing advice. This is a paid ad. Please see 17b disclosure linked in the campaign page for more information. Contact Details Erica Camilo 344130@email4pr.com Company Website http://www.blendid.com

February 22, 2023 09:00 AM Eastern Standard Time

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Hydrogen Utopia International CEO "not resting" after signing another new deal

Hydrogen Utopia International PLC

Hydrogen Utopia International PLC (LSE:HUI, AQSE:HUI, OTCQB:HUIPF)(HUI) founder and CEO Aleksandra Binkowska speaks to Proactive's Thomas Warner after entering into a strategic partnership with Ethical Fashion Group (EFG). Binkowska says that despite a hectic start to the year she's "not resting" and will only "rest when the system works." Contact Details Proactive UK Ltd +44 20 7989 0813 uk@proactiveinvestors.com

February 22, 2023 07:25 AM Eastern Standard Time

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Global C-Pop Artist and Fashion Icon Tia Lee makes waves at London Fashion Week

Redhill Asia

LONDON, UK - Media OutReach - 21 February 2023 - Tia Lee (Lee Yu Fen), a global C-pop singer and fashion icon, made waves at the London Fashion Week (LFW) on Sunday (19 Feb) as she arrived at Julien Macdonald’s Fall-Winter 2023 (FW23) show in a stunning one-of-its-kind couture dress and cape, specially hand-picked by the leading British fashion ace himself. Tia’s outfit was then later presented to the world for the first time as part of Julien Macdonald’s FW23 collection show. Tia was specially selected by Julien Macdonald as the only celebrity to be dressed in a Julien Macdonald couture prior to it being presented for the first time in the Julien Macdonald FW23 collection show. Traditionally, the Sunday evening shows during the London Fashion Week are one of the most anticipated shows, of which this prime time slot was given to the Julien Macdonald FW23 collection show. Caption: Tia Lee in a tailored lace slip dress and flowing black chiffon cape, exclusively handpicked from Julien Macdonald’s FW23 collection The breath-taking and delicately tailored couture dress designed by Julien Macdonald for the new FW23 collection was hand-embroidered with crystals. Together with a flowing cape, a pair of glittering heels from Gina and Jessica McCormack jewellery, Tia’s glamourous look outlined a feminine silhouette that celebrates endless female strength and empowerment. Tia was amongst the exclusive international of A-list celebrities who covet Julien Macdonald’s work to be dressed by the King of Glamour, including Beyonce, Rihanna, Katy Perry, Taylor Swift, Jennifer Lopez, Kim Kardashian, Heidi Klum and Naomi Campbell. Caption: Tia Lee at the FROW of the Julien Macdonald showcase L to R: Lorraine Pascale, Dennis O’Brien, Tia Lee, Amber Le Bon On arrival to the Julien Macdonald fashion showcase, Tia was seen in the FROW amongst international A-list celebrities and fashion icons where Julien Macdonald’s FW23 collection was unveiled. Caption: Tia Lee with Julien Macdonald, in couture from his FW23 collection Julien Macdonald was appointed by Karl Lagerfeld as the head designer of knitwear at Chanel at very young age and later in 2001 was appointed as successor to Alexander McQueen as the creative director of the French fashion house Givenchy. He launched his own label in 1997 and swiftly became a leading British fashion designer. Julien received various awards including British Designer of the Year at the Elle Style Awards in 2001, British Glamour’s Designer of the Year and GQ ‘s Womenswear Designer of the year in 2003. He was also nominated at the Olivier awards and awarded an order of the British empire (OBE) in 2004 for his services to the fashion industry. Caption: Tia Lee at Richard Quinn’s FW23 runway show In addition to the Julien Macdonald FW23 collection show, Tia was also invited to a number of top-notch brand showcases of London Fashion Week, such as David Koma, Richard Quinn, Moncler Genius and the ES & Perfect Magazine fashion bash - joining actress Joan Collins, TV presenter Ashley Graham, supermodel Sara Sampaio, British Vogue’s editor in chief Edward Enninful, singers Alicia Keys, Ronan Keating, Pharrell Williams, socialite Lennon Gallagher and many others. As a front row celebrity at the shows amongst other A-listers, Tia’s appearance at London Fashion Week is testament to her stature in the fashion scene as a style icon. Caption: Tia Lee at the FROW of the Richard Quinn showcase L to R: Tia Lee, Sara Sampaio, Ashley Graham In an embroidered coat from his Spring 2023 collection, Tia was spotted alongside supermodel Sara Sampaio, TV presenter Ashley Graham enjoying front row views of Richard Quinn’s latest reveal. Her elegant outfit was further elevated with a teardrop-shaped headpiece from Victoria Grant, suede platform sandals from Jimmy Choo and pearl earrings from Theo Fennel. Caption: Tia Lee with Richard Quinn Tia attended the David Koma FW2023 runway show, her first appearance at London Fashion Week this year. Caption: Tia Lee arriving at the David Koma FW23 runway show A nod to David Koma’s signature body-contouring statement pieces, Tia arrived in a shimmering silver two-piece suit over bomber and boots from his collection.​ Amina Muaddi's stunning Diamond Chain earrings added shine to Tia's outfit, while Noir Sleek Sunglasses from Gentle Monster were the ultimate statement accessory to finish her look. Caption: Tia Lee at the FROW of David Koma’s FW23 runway show L to R: Tia Lee, Tade, Elodie Russell Tia was also present at David Koma’s invitation only exclusive after party, enjoying the night with David Koma himself, in celebration of the success of the collection’s reveal. Caption: Tia Lee with David Koma Just as styles come and go and clothing evolves, Tia has taken on a metamorphosis of epic proportions from a highly scrutinized artist into a strong independent woman, ready to take on the world. “Goodbye Princess” pays homage to the struggles of life, but ultimately showcases Tia’s determination to rise from the negativity, stereotypes and bias being placed on her. In fact, it is even more iconic because the track is the first ever Chinese song produced by Grammy-Award-winning producer Swizz Beatz, who has previously worked on mega-hits with music icons such as Justin Bieber, Jay-Z and Madonna. In the spirit of female empowerment, Tia launched the #EmpowerHer campaign, and she has used her song as a vehicle to spread awareness for women-centric charities to further their missions. Some of the charities include Beats By Girlz and Women in Music in the United States, Daughters Of Tomorrow in Singapore and Teen’s Key in Hong Kong, all of which are committed to supporting women and girls around the world. One of the highlights was the #EmpowerHerDance challenge, where 16 KOLs across 15 geographies in the world have led the charge in this dance challenge to gain the attention of more than 158m followers globally, to support and empower fellow females. The infectious beat of the song also saw top Grammy-Award-winning female DJ duo NERVO coming onboard in support of the #EmpowerHerMusic campaign, creating an electrifying remix of the record-breaking Goodbye Princess. Together, these female powerhouses around the world have pushed the song to great heights, enabling Tia to become the fastest artist to break 100M views on YouTube with a Chinese pop song. With an empowered mission and vision, redefining her career as a musician and fashion icon, Tia is stepping out of her comfort zone and saying goodbye to her past self. Official press materials: Tia Lee Official Channels: Instagram @leeyufen: https://www.instagram.com/leeyufen/ YouTube: https://www.youtube.com/@tialeeofficial/ Facebook: https://www.facebook.com/leeyufentialee/ Weibo: https://weibo.com/u/1396928042/ About Tia Lee: Tia Lee (李毓芬), is a global C-pop singer and international fashion icon. In addition to being an award-winning musician and setting the record for the fastest C-pop music video ever to achieve a 100 million views, Tia appears frequently at major fashion shows. As a trend-setter, Tia has graced the covers of fashion, beauty and lifestyle magazines such as Vogue, Elle, Marie Claire, and shares her beauty and fashion tips through a number of Vogue’s social media channels. Contact Details Redhall Asia Media Contact +852 6077 7342 global@redhill.asia

February 21, 2023 09:15 PM Eastern Standard Time

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Minuteman Press Franchise in Tigard, Oregon Celebrates 35 Years and Transitions to Second-Generation Ownership

Minuteman Press International Inc

Bob and Ruth Davidson first opened their Minuteman Press franchise in Tigard, OR (a suburb of the Portland, OR greater metro area), in December of 1987. After 35+ years of hard work and dedication to their clients and their community, Bob and Ruth are ready for their next chapter and have made way for the next generation of owners. Bob and Ruth also just recently renewed their franchise agreement for the next 35 years. Their son Craig Davidson with his wife Carolyn and longtime manager Christopher Brown with his wife Lisa, have purchased the business as of February 1, 2023, and are continuing with Minuteman Press as a strong, viable and supportive franchise model, that has been one of the key components to the long-term success of this location. Minuteman Press in Tigard is located at 7555 S.W. Hermoso Way, Tigard, OR 97223. Bob reflects on 35 years of ownership, sharing his keys to success and longevity, growing the family business, and why the future is bright for Minuteman Press in Tigard. Congrats on your incredible 35 years in business! What does this milestone mean to you? Bob Davidson: “ Life is a series of changes and this is one of them. Frankly, it is time for the next generation to have their opportunity to build on, and create, their own success story. And, it is past time for Ruth and I to enjoy some of the rewards that we have been blessed with, by the success of our business.” What are 4 keys to your success and longevity? Bob Davidson: “FIRST: Ruth and I thank God for his blessing on us in this endeavor. My prayer at the time of starting the business was: ‘ God, I am not the smartest guy in the world, so please open the doors if it is in your will, or if not, hit me over the head with a brick to get my attention.’ SECOND: I would have to say without any qualification, my wife, Ruth. When we first started our business, we were 37 years-old and I left a nearly 20-year seniority position with a national trucking company as a Teamster employee truck driver. Which also meant that I gave up a union scale wage rate, with medical and retirement benefits. Ruth at that time, was a full-time homemaker to our two children. She has stood beside me as a full partner, and fully supported the decision to start our own business. But we honestly and freely admit, it was a decision and a concern to us both. She worked just as hard as I in the business every day. Her 51% ownership and my 49% ownership enable us to qualify as both a ‘Woman-owned’ and ‘Veteran-owned’ business due to my military service. So far, Ruth hasn’t fired me, although I am sure that the thought has come to her mind on occasion! Our primary roles in the business gradually formed over time, with Ruth managing the office and all that entails and also the bindery portion of our business. I was the salesman, customer service and vendor liaison for outside services and supplies. THIRD: Would be the advice, support and assistance of the Regional Minuteman Press staff and also the other local Minuteman Press owners in the area. Their advice, suggestions, guidance, experiences, help and information were of great value in our beginning years. FOURTH: This would of course be our customers. We obviously would not exist without them. While we have ‘busted our tails’ to serve them over the years, they have in turn been incredibly loyal. We still have customers today, that initially became customers in our first year of business. We are thankful for them. BONUS TIP: My advice on customer acquisition? Take anything that comes your way. But, know that your fellow, small, local businesses, will be your most loyal and long-term customers. They will be your most consistent support and strength through the years. It is ‘sexy’ to acquire a larger nationally known corporation as a client, but they typically do not last. A new purchasing agent will come in, some other shop beats your price by a percentage point or two, or they close the local office or HQ and move away. All of the above have been my experiences. Enjoy the large companies while they last, but don’t wrap your business around them.” You have just renewed your franchise agreement for the business transition. What does it mean to you, knowing the business will stay in the family and remain in great hands? Bob Davidson: “It means a great deal to us, to be able to see what my wife and I have built over the years, continue on into the next generation and chapter. We have been blessed, in having Craig and Christopher both with us for so long. That has allowed for a gradual and nearly seamless transition. For the past two years, Ruth and I have been gradually turning over more and more of the management and decision-making to ‘the boys’ as we call them. They have made all of the equipment purchases and hiring decisions for the past 2 years. They have also attended the past 2 Minuteman Press World Expo Conventions. Also, if Minuteman Press HQ was not the company that it has been, there would have been no reason for us to renew our franchise agreement. What do I mean by that, you might say? Our experience has been one of excellent, ongoing support in all aspects from Minuteman Regional & HQ. We truly appreciate their business franchise model; their ongoing support, the network of ‘Preferred Vendors’; and their early adoption of computerized pricing, which has evolved into the FLEX program that does so many functions today that were not even dreamed of 35 years ago. All these and more make a great package and a desirable business model to follow and continue with. And then there is the family aspect, not only mine, but also the Titus family. It had been my privilege to know the founder, Roy Titus. And then to also know his son Bob Titus and now Nick and Jackie Titus, as they have all ‘grown up’ in the business and taken on their leadership roles. What is most impressive to me is that they have all been ‘just folks’ … unpretentious and unassuming, kind and caring, and have become personal friends. They have never lost sight, now through three generations, that they are stewards of an amazing corporation, that while it first and foremost is a major business, it also at the same time cares for and treats everyone like extended family. Minuteman Press International also makes sure to recognize individual achievement. It is only human to be gratified, when our best efforts are recognized by others. Minuteman’s system of recognition for various sales levels, marketing, print quality, shop appearance and other awards, are all appreciated as tangible markers of various achievements. As a 25-year (now retired) veteran of the Army, I see many parallels to Minuteman’s system of such recognition, to the military’s awards of ribbons and service medals for exemplary service.” What does the transition mean for your customers? Bob Davidson: “I jokingly say that this transition means ‘ nothin g’ to our customers. That is because unless they ask, the vast majority of our clients won’t even know right away, that Ruth and I have stepped back. But it also means ‘ everything ’ to them with regards to their printing needs. I have every confidence that Craig and Christopher will continue in the same manner of excellent quality and service that we have provided up to this point. It means that between our production efforts and that of our vendors and everyone else behind the scenes, that our customers will continue to receive a top-quality product, that is consistent, timely, and fairly priced, every time. And if for some reason it isn’t, we make it right, no questions asked.” What are some of the key ways you’ve grown your business (products, marketing, networking, etc.)? Bob Davidson: “Well, the short answer is ‘ Yes ’ … all of the above. PRODUCTS: Through Minuteman HQ’s urging, guidance and vendor connections, we have branched out into many areas that we previously did not do, or consider. Mailing services, checks and deposit slips, signs and banners, promotional products, clothing / wearables. All of these are later additions to our original business model. MARKETING: When we initially began in 1987, marketing was almost exclusively ‘cold calls’ on local businesses. The follow-up was a 3” x 5” Index Card file that was sorted by ‘call back’ dates (which I still have). That and the Yellow Page ads were your two primary sources for getting your name out. Now, digital is the primary method and our Google Reviews rating of 4.9 stars along with the reviews posted there, are critical. A frequent response from new customers when we ask, ‘How did you hear about us?’, is almost always our high Google standing. Following that would be that they received a referral from another customer. NETWORKING: Do it! We have many, many customers that have come to us through our contacts in Rotary, our local Business Leads group (LeTip) and several local Chambers of Commerce. Some of those customers are among our largest accounts.” What are the high-demand products and services as well as growth areas? Bob Davidson: “Digital and offset printing are still the core tenants of our business. All other services are either in support of those, or a supplement to rounding out the main portion of that business. Our overall business mix is still approximately 1/3 offset, 1/3 digital and 1/3 outside services of all types. Digital printing is the fastest growing segment of our business.” How would you best describe your community? Bob Davidson: “Tigard is a bedroom community of the Portland Metro area. There is a good mix of local businesses of all types, small manufacturing, distribution and warehousing. It is a growing area, as many businesses are leaving the downtown core as the switch to ‘remote’ work continues. Tigard is both a residential and business community, with a healthy mix of both.” Why do you think printing remains so vital to businesses today? Bob Davidson: “People respond well to a tangible, physical piece that you can hold in your hand. It also has a tendency to be saved, whereas a digital ad piece is quickly passed by and forgotten.” What was your background before franchising and why did you choose Minuteman Press? Bob Davidson: “I was a local pickup and delivery driver for a national truck line for nearly 20 years. At the same time, I was also an Enlisted man and then Officer in the Oregon Army National Guard. I had 4 years of active duty and 21 years of National Guard service time as a reservist. Ruth was primarily a homemaker, with our two children. In the late 1980s, it was a time of great turmoil in the transportation industry – trucking, railroads and airlines, due to deregulation. Many of those businesses either merged or closed. That was cause for concern to me as I was in the trucking industry as my primary job. I and a friend of mine went to a local business fair in the summer of 1987. Of the many business ‘opportunities’ presented there, the one for Minuteman Press was the only one that seemed to have it ‘together’. Their presentation was easily understandable, well-organized and made sense. I then began to do the follow-up process of visiting existing shops. Minuteman Press also made it easy to go through all of the multitude of steps in opening a new business, such as the training, equipment, securing a location, and the initial opening and marketing phases.” What has the support from Minuteman Press International been like for you? Bob Davidson: “ TRAINING: Ruth and I went thru the 2-week training course at Minuteman HQ in New York. And when my son Craig first came to work for us, we sent him to the New York Minuteman School, so that he would also have that base training and experience. SUPPORT: As a ‘mature’ shop of 35+ years, we seldom have a need to call on either the Regional or National offices. But when we have, they have always been responsive and helpful. This would also be the appropriate time to extend our ‘ THANK YOUS!’ to Chris Jutt, Jason Kraus, Chris Multari, Mike Jutt, and Brendan Reilly for their ongoing support and responsiveness, anytime that we have had a question or an issue. When we have made major equipment purchases (recently high-speed Digital Printers, a new Challenge 30” Programable Cutter), we have received advice and support from HQ, as well as getting favorable Minuteman Press pricing. FLEX: A great program that does so very much. It is light years beyond the first computer program that we started with.” What are the biggest personal and professional rewards of owning your business? Bob Davidson: Having some control of your own future, but my joke is: ‘ I have no deadlines of my own, my customers provide them all.’ I also find it to be rewarding to be doing something that you enjoy or find satisfaction in. Every day is both the same, and yet different, as every job is unique in some way. The challenge of the coordination of a multitude of various aspects, personal, equipment and vendors, to bring a job to completion. I sometimes liken it to a conductor directing an orchestra, to bring a complete item out of many parts. When things ‘go south’ as they sometimes do, making a solution happen in some different way.” What advice would you give to other business owners or people looking to own a business? Bob Davidson: “If you never try, you will never know if you could have done it. Be bold. Join a service organization, business group and local chambers and PARTICIPATE. People do business (and refer others who they know) with those that they know and trust. Attend the regional meetings and learn from Minuteman Press and your fellow owners. Attend the World Expos and learn even more and be boosted up by your shared experiences. Follow the Minuteman Press program and advice as much as is possible. You paid for it, and it works, so use it.” Is there anything else you’d like to share? Bob Davidson: “I’d like to share a famous quote from Winston Churchill, which is also the attitude of those of us who have served in the military: ‘Never give in. Never give in. Never, never, never, never – in nothing great or small, large or petty – never give in………’” Minuteman Press in Tigard is located at 7555 S.W. Hermoso Way, Tigard, OR 97223. For more information, visit their website: https://minuteman.com/us/locations/or/tigard/ Learn more about #1 rated Minuteman Press franchise opportunities and read Minuteman Press franchise reviews at https://minutemanpressfranchise.com. Contact Details Minuteman Press International Chris Biscuiti +1 631-249-1370 cbiscuiti@mpihq.com Company Website https://minutemanpressfranchise.com

February 21, 2023 11:00 AM Eastern Standard Time

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Yerba Maté Market Brewing Up a Storm with Fresh Investments

MarketJar

Energy drinks have always dominated the functional beverage market, but as consumers seek out healthier and safer options, yerba maté has emerged as a major contender. Yerba maté is a caffeinated tea made from the leaves of a plant found in the South American rainforest that provides a natural source of energy and antioxidants. The drink has been widely consumed across South America for hundreds of years and although it was introduced in 1900 in the US, the drink has only gained popularity in recent years. Now, the North America yerba mate market is projected to grow at a CAGR of 4.8% from 2022 to 2029. In 2021, the Coca-Cola Company’s Honest Tea launched a line of yerba maté drinks, while Perrier created its “Energize” line featuring yerba maté. The industry has also seen California-based organic beverage company Guayaki Yerba Maté take off. Guayaki brought on former Red Bull CEO Stefan Kozak to lead the company in 2021 and generated over $100 million in sales that same year. The company, which has already garnered over $100 million in previous venture-backed funding rounds, just raised $75 million in a funding round as per a January SEC filing offering $143 million in shares, with about $68 million remaining. Guayakí is not the only player in the yerba maté space. GURU Organic Energy, which was founded back in 1999, is a Canadian organic energy drink brand that includes yerba maté. GURU just reported its full-year 2022 financial results, ending the year in a strong financial position with over $56 million in cash and cash equivalents, short-term investments and unused credit facilities, reflecting prudent balance sheet management. Another company that is making waves in the space is Yerbaé Brands Corp. ( TSXV:YERB.U ). Yerbaé, which was founded in 2017 by former Monster Energy executive Todd Gibson and Karrie Gibson, a Recycling industry pioneer, just entered the public markets on February 13 following a business combination with Kona Bay Technologies. The company has garnered over $23 million in lifetime sales through 6/30/2022. The company just announced that its January 2023 sales grew by 227% compared to January 2022. Yerbaé Brands has continued to increase its brand presence and is now available at 10,000 locations including major retailers like Costco, Sprouts Farmers Market, Safeway, Acme, Albertsons, Shaws, Jewel, Stop N Shop, Winco, and many more. The company has also made several significant marketing investments to reach new consumers and retain existing customers, introducing the brand to CrossFit community and signing Annie Thorisdottir, the first woman to win the CrossFit Games twice and retaining NYSE-listed Vistar as its distribution partner and investor. Vistar is an industry leading vending and pantry service provider which has used its relations with major pantry outlets in office retailers, schools, and vending to introduce Yerbaé products to consumers in the workplace. Yerbaé Brands has been recognized for its commitment to sustainability, which aligns with the values of many consumers, who are increasingly seeking out environmentally friendly products. The company uses 100% recyclable aluminum cans and has donated over 100,000 meals to Feeding America and supports individuals with intellectual & physical disabilities in fitness. For more information on Yerbaé Brands Corp. ( TSXV:YERB.U ), please visit this link or the company’s website. Contact Details James Young +1 800-340-9767 campaigns@pressreach.com Company Website https://pressreach.com

February 21, 2023 09:00 AM Eastern Standard Time

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Comcast Plans Major Network Expansion in Texas

Comcast Houston

Comcast announced today it will significantly expand its next-generation network, the Xfinity 10G Network, in a major way across several southeast Texas counties in 2023. The media and technology company said it will invest more than $100 million to install at least one thousand miles of new fiber-rich highways that will reach up to 80,000 homes and businesses by the end of this year. The planned expansions add to Comcast’s ongoing $2.8 billion investment in Texas over the last three years. Network expansion efforts will begin in Kingwood, Pinehurst, Prairie View, Waller, New Caney and Conroe. Construction will continue in other communities that have ongoing network infrastructure builds in the Houston area. Construction has started in Kingwood, which will be the largest expansion of the year; it is expected to be complete by the end of 2023 and will reach nearly 24,000 Kingwood homes and businesses. These locations will have the foundational next-generation network in place to begin deploying DOCSIS 4.0, setting the stage for the introduction of new symmetrical multi-gigabit Internet options. “We will bring our fiber-rich network to twice the number of homes and businesses this year compared to the number we passed last year,” said Ralph Martinez, Senior Regional Vice President of Comcast’s Texas Region. “Southeast Texas’ rural and suburban communities have been growing fast, and we are building out our next-generation Comcast network in tandem with the growth. We will continue to expand to even more rural communities in the next few years.” Once complete, Comcast, the nation’s largest provider of 1.2 Gigabit per second speeds, will give consumers access to reliable and fast Xfinity Internet and Xfinity Mobile service that outperforms its competitors. Comcast engineers have also developed multiple artificial intelligence and machine learning technologies that make the network faster and more reliable while delivering up to 100 Gbps for Comcast Business customers. In addition, Comcast’s next-generation technology provides multiple layers of security that automatically detect and block hundreds of thousands of cyber events every second, and a Smart Network that automates many core network functions and dramatically reduces the number of outages. “Access to reliable internet and telecommunications services is something that we cannot go without in our day-to-day activities,” said Houston Mayor Pro-Tem and Kingwood resident, Dave Martin. “Comcast and their new construction project in Kingwood is a perfect example of a business working to bridge the gap to connect more people to much-needed services while increasing accessibility to much-needed services and their dependability. I appreciate Comcast’s partnership and commitment to District E.” Comcast is also committed to addressing digital equity in communities we serve, through Project UP, the company’s $1 billion dollar commitment to help tens of millions of people connect to the internet and build futures of unlimited possibilities. Last year, Comcast Texas invested more than one million dollars to help local community organizations provide personalized digital skills training, offer workforce development/readiness workshops and other tech education to students, adults, and people with disabilities. The funding also supports ongoing efforts to build awareness about connectivity programs like Internet Essentials and the federal government’s Affordable Connectivity Program (ACP), which offers eligible households up to $30/month credit, or up to $75 for households on tribal lands, for home Internet. Comcast proudly participates in the Affordable Connectivity Program, and offers Internet Essentials Plus, a $29.95/month home Internet service that is effectively free for eligible households, once the ACP credit is applied. Interested customers can visit Xfinity.com/ACP or call 1-800-Xfinity to learn more about this program and find out if they qualify. For more construction details and updates, visit ComcastTexas.com/Expansion. Powered by the Xfinity 10G Network Comcast’s next-generation network and Internet experience are powering homes today and into the future: · Ultimate Capacity: Xfinity customers connect nearly 1 billion devices across the company’s network annually. The Xfinity 10G Network with the next-generation Xfinity gateways deliver the most advanced WiFi technology carrying three times more bandwidth to power streaming, gaming, videoconferencing, and more, simultaneously. · Fastest Internet: 10 million+ Xfinity Internet customers subscribe to gigabit speed products, and Ookla rated Xfinity the fastest Internet provider at the end of 2022*. Symmetrical gig speeds to the first homes are planned for later this year. · Unprecedented Coverage: The latest Xfinity Gateway provides a more reliable connection throughout the home. Customers can get wall-to-wall WiFi coverage with a powerful xFi Pod that extends coverage to hard-to-reach areas, with plans for an offering of increased support for in-home WiFi through a “boost guarantee” later this year. · Most Reliable Connection: Comcast is scaling the nation’s largest and most reliable network – the Xfinity 10G Network – that passes 60 million homes and business and counting. The company plans to launch a new device that is “storm-ready” with cellular and battery backup to help keep customers connected even when the power goes out. · Ultra-Low Latency: The Xfinity 10G Network and the latest xFi Gateway are a powerful combination that deliver ultra-low latency for those moments when response times matter most like video games, a fast-growing category with Xfinity households averaging more than one gaming console per home. For local businesses, Comcast Business offers a suite of connectivity, communications, networking, cybersecurity, wireless, and managed solutions to help organizations of different sizes prepare for what’s next. Powered by the nation’s largest Gig-speed broadband network, and backed by 24/7 customer support, Comcast Business is the nation’s largest cable provider to small and mid-size businesses and one of the leading service providers to the Enterprise market. Comcast Business has been consistently recognized by industry analysts and associations as a leader and innovator, and one of the fastest-growing providers of Ethernet services. Comcast Corporation (Nasdaq: CMCSA) is a global media and technology company that connects people to moments that matter. We are principally focused on connectivity, aggregation, and streaming with 57 million customer relationships across the United States and Europe. We deliver broadband, wireless, and video through our Xfinity, Comcast Business, and Sky brands; create, distribute, and stream leading entertainment, sports, and news through Universal Filmed Entertainment Group, Universal Studio Group, Sky Studios, the NBC and Telemundo broadcast networks, multiple cable networks, Peacock, NBCUniversal News Group, NBC Sports, Sky News, and Sky Sports; and provide memorable experiences at Universal Parks and Resorts in the United States and Asia. Visit www.comcastcorporation.com for more information. Ookla’s SpeedtestTM Market Index report shows that Xfinity delivered the fastest median download speeds to its Internet customers in the United States for the final quarter of 2022. Contact Details Comcast Steve Campion +1 832-920-2001 Steve_Campion@Comcast.com Company Website https://houston.comcast.com/

February 20, 2023 10:08 AM Central Standard Time

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