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Travelers Institute and Cambridge Mobile Telematics Release Educational Guide to Help Curb Distracted Driving

YourUpdateTV

The Travelers Institute, the public policy division of The Travelers Companies, Inc. (NYSE: TRV ), recently released “ Every Second Matters®: Reducing Distracted Driving, One Voice at a Time,” an educational guide published in partnership with Cambridge Mobile Telematics (CMT), the world’s largest telematics company. “The guide highlights new statistics that show how risky driving behaviors, such as speeding and texting behind the wheel, accelerated during the pandemic,” said Joan Woodward, President of the Travelers Institute and Executive Vice President of Public Policy at Travelers. “Throughout the report, we provide an eye-opening account of the dangers of distraction and arm drivers with important resources for staying safe on the road.” The Every Second Matters guide outlines steps motorists can take to improve their driving habits, including: · Adopt a professional driver’s mindset: Hands on wheel, eyes on road, mind on driving. · Don’t be a distraction: According to the 2022 Travelers Risk Index, nearly 80% of drivers make or take calls while driving, so avoid becoming the distraction – don’t call or text employees, family members and friends while they are on the road. · Activate “Do Not Disturb”: Use this setting while driving to silence notifications and avoid distractions. · Speak up: Let risky drivers know of their dangerous behavior and encourage others to do the same when they are passengers in a car. · Get feedback: Consider enrolling in a telematics program that provides feedback as well as incentives for driving safely. The report also highlights the benefits of telematics programs. Data from CMT shows that drivers who open their telematics app more than three times a week are 65% safer and 57% less distracted than those who don’t. “Telematics programs are changing behaviors and reducing distractions on the road,” said Ryan McMahon, Senior Vice President of Strategy at CMT. “By joining a telematics program, drivers are learning about their habits and improving roadway safety for all. Consumers are seeing these benefits, and telematics programs are more popular than ever as a result.” Other key findings from CMT include: · More than 35% of car trips involve some type of phone distraction. · More than 35% of distracted driving happens over 50 mph. · The most distracted drivers are 2.2 times more likely to crash than the least distracted drivers. Through the Every Second Matters distracted driving education initiative, the Travelers Institute publishes materials and hosts events that encourage drivers, passengers, cyclists and pedestrians to play an active role in changing roadway behaviors. To learn more about the Travelers Institute and read the Every Second Matters educational guide, visit travelersinstitute.org. About Cambridge Mobile Telematics Cambridge Mobile Telematics (CMT) is the world’s largest telematics service provider. Its mission is to make the world’s roads and drivers safer. The company’s AI-driven platform, DriveWell®, gathers sensor data from millions of IoT devices — including smartphones, proprietary Tags, connected vehicles, dashcams, and third-party devices — and fuses them with contextual data to create a unified view of vehicle and driver behavior. Companies from personal and commercial auto insurance, automotive, rideshare, smart cities, wireless, financial services, and family safety industries use insights from CMT’s platform to power their risk assessment, safety, claims, and driver improvement programs. Headquartered in Cambridge, Massachusetts, with offices in Budapest, Chennai, Seattle and Tokyo, CMT serves millions of people through 80 programs in 18 countries, including 21 of the top 25 US auto insurers. For more information, visit cmtelematics.com. About the Travelers Institute The Travelers Institute, the public policy division of The Travelers Companies, Inc., engages in discussion and analysis of public policy topics of importance to the insurance marketplace and to the financial services industry more broadly. The Travelers Institute draws upon the industry expertise of Travelers’ senior management as well as the technical expertise of many of Travelers’ underwriters, risk managers and other experts to provide information, analysis and solutions to public policymakers and regulators. Travelers is a leading provider of property casualty insurance for auto, home and business. For more information, visit Travelers.com. Contact Details YourUpdateTV +1 212-736-2727 yourupdatetv@gmail.com

December 06, 2022 04:33 PM Eastern Standard Time

Matthew Coleman Joins AmeriLife as Vice President of Annuity and Life Product Innovation

AmeriLife

AmeriLife Group, LLC (“AmeriLife”), a national leader in developing, marketing, and distributing life and health insurance, annuities and retirement planning solutions, announced today that Matthew Coleman has joined the company as vice president of Annuity and Life Product Innovation. In this newly created role, which will report to AmeriLife’s Senior Vice President of Product Innovation Brad Shelton, Coleman will partner with the company’s valued carrier partners to expand AmeriLife’s proprietary life insurance and annuity offerings to better meet the increasing demands of the company’s affiliates and their agents and clients. “Matt brings a powerful combination of actuarial expertise and leadership experience within both carrier and distribution organizations,” said Shelton. “His addition comes at a perfect time given AmeriLife’s continued growth in the life and annuities space. We’re thrilled to have him join our team.” Coleman brings nearly 30 years of industry experience to AmeriLife, most recently serving as a director at Willis Towers Watson, where he led business and product development, actuarial support and distribution strategy for the fixed, indexed and variable annuity markets. Previous to Willis Towers Watson, Coleman worked in progressively senior positions for BMA Insurance Company and financial services company CreativeOne. He also co-founded the Ideal Producers Group, where he spearheaded the actuarial department and led product innovation, design and marketing. Coleman, who holds Bachelor’s and Master’s degrees from the University of Kansas, is also a fellow of the Society of Actuaries and a member of the American Academy of Actuaries. “At a time of increased distribution aggregation in the life and annuity markets, the integration of product development and distribution is a key business accelerator,” said Coleman. “Quality and insightful product development turns insurer relationships into long-lasting partnerships and maximizes the value delivered up and down the vertical. I look forward to helping deliver that on behalf of AmeriLife.” “Matt’s appointment comes at a critical time of increasing demand for solutions that deliver on consumers’ total financial wellbeing," added Pat Fleming, executive vice president of Product Innovation and corporate actuary. “We look forward to Matt’s contributions with the development of proprietary life and annuity products, which will expand our growing product portfolio and provide unique solutions for our carrier partners as well as our marketers, agents and consumers.” ### About AmeriLife AmeriLife’s strength is its mission: to provide insurance and retirement solutions to help people live longer, healthier lives. In doing so, AmeriLife has become recognized as the leader in developing, marketing, and distributing life and health insurance, annuities and retirement planning solutions to enhance the lives of pre-retirees and retirees across the United States. For more than 50 years, AmeriLife has partnered with top insurance carriers to provide value and quality to customers served through a distribution network of over 300,000 insurance agents and advisors and more than 100 marketing organizations and insurance agency locations nationwide. For more information, visit AmeriLife.com, and follow AmeriLife on Facebook and LinkedIn. Contact Details Media Jeff Maldonado +1 321-297-1112 jmaldonado@amerilife.com Partnership Inquiries Patrick Nichols +1 727-726-0726 pnichols@amerilife.com Company Website https://amerilife.com/

December 06, 2022 01:00 PM Eastern Standard Time

AREAS USA Awarded 15-year Contract to Operate West Virginia Travel Plazas

Areas USA

Areas USA is pleased to announce it has been awarded a 15-year contract to operate three West Virginia Parkway travel plazas and one snack bar on one of the busiest highways in the United States. The contract is estimated to generate approximately $272 million in revenue over the term of the contract while employing hundreds of local residents. The contract represents a partnership between Areas and the West Virginia Parkways Authority. The WVA Parkways Authority’s mission is to operate and maintain the West Virginia Turnpike safely and efficiently. It provides for the construction, development, and maintenance of 88 miles of interstate roads that constitute the West Virginia Turnpike. The three travel plazas and snack bar are located on Route 77 where nearly 37 million vehicles cruise each year. The route treks along West Virginia’s scenic 88-mile-long parkway, running parallel to the spectacular New River Gorge National Park and Preserve. Areas will invest over $15 million into the project and beginning in early 2023, each location will be completely redesigned featuring state-of-the-art amenities encompassing the surrounding natural beauty. Travelers will be greeted by celebrated brands such as Starbucks, Wendy’s, Popeye’s, and Firehouse Subs. In addition, each location features Areas’ own Mountain State Market travel convenience stores offering an authentic sense of place with natural design elements, local artwork, and artisanal offerings from the surrounding community. During the warmer months, Areas will host farmers’ markets featuring local entrepreneurs and musicians to showcase the eclectic bounty from the West Virginia Mountains. Areas strives to become part of the fabric of each community it serves by partnering with local community organizations. This includes cultivating employment opportunities through the “Second Chance Act” program, as well as developing a training and recruitment program with the New River Community and Technical College and the ProStart Restaurant Management program for high school students. Other decisive factors in Areas’ successful bid include innovation in sales formats, a focus on new technological solutions, and a robust customer service platform exuding authentic southern hospitality. Areas will also collaborate with the West Virginia Tourism Commission and the West Virginia Hospitality and Travel Association to cross-promote the state’s tourism marketing plans. This partnership will ensure Areas remains connected and engaged with the local community throughout the life of the 15-year term. “Areas USA is a world-renowned leader in travel plaza operations, and we could not be happier that they will partner with the WV Turnpike in the operations of our upcoming world-class facilities,” says Jeff Miller, executive director of the West Virginia Parkways Authority. “Through a competitive bid process Areas submitted a proposal that absolutely fit our vision for what we want to offer motorists and patrons who travel our road and visit our facilities. From outstanding food concepts to outdoor dining ideas and their concept of establishing a Mountain State Market, we are very pleased that they have joined us in developing what we feel will be a first-class service experience while embracing and showcasing all that WV has to offer.” “We are thrilled to be a part of the West Virginia community and look forward to showcasing the magnificence of the Mountain State,” says Carlos Bernal, CEO of Areas USA. “Guests will encounter an exceptional experience rich in local heritage at all three travel plazas. From outdoor spaces featuring farmers’ markets, craft shows, and pop-up local attractions to celebrated national brands and local concepts. These plazas are destinations for refueling but also for recharging, relaxing, and preparing for the journey ahead.” About Areas Areas USA is a subsidiary company of Areas. Established in 1968 in Barcelona, Spain the company has become a global leader in the travel hospitality industry generating over $2 billion in annual revenue. The global company has operations in 87 airports, 236 motorway plazas, and 80 train stations in 10 countries. Each year, Areas welcomes 350 million customers in 1,900 restaurants and stores located in major transportation hubs, exhibition centers, and leisure parks. In 2006, Areas entered the US market with its first hospitality contract at Miami International Airport. The US company continued to secure long-term contracts to operate all travel plazas on the Florida Turnpike in 2009 and the Maryland Turnpike in 2012, in addition to winning long-term contracts in several additional major airports. Today, Areas USA operates in 9 airports and 10 travel plazas across 11 US states and currently manages a total of 136 outlets. Areas USA is poised for rapid growth and remains a core focus of the company’s international expansion plans. Contact Details Areas USA Pauline Armbrust +1 305-798-3081 pauline.armbrust@areas.com

December 06, 2022 12:00 PM Eastern Standard Time

Mozzeria, a Deaf Owned-and-Operated Pizzeria, Names Richard Horrell New CEO

Communication Service for the Deaf

Mozzeria, an award-winning and internationally recognized pizzeria, welcomes Richard Horrell as its newest CEO after successfully leading as interim CEO since June 2022. Horrell succeeds Ryan Maliszewski, whose impact and accomplishments on the Mozzeria community will be long-lasting and unforgettable. Horrell plans to build upon Mozzeria’s trailblazing foundation, overseeing its strategic growth by creating more equitable spaces and more opportunities for positive representation of the Deaf community. Richard Horrell is a hard-of-hearing member of the Deaf community with more than 20 years of experience spanning law, business, and education. Before accepting the role of Mozzeria CEO, he was a Senior Program Operations Manager for CSD Social Venture Fund (SVF), a venture capital firm dedicated to funding Deaf-owned businesses. There, Horrell worked closely with Deaf business owners to ensure stability in their operations and prepare them to expand their businesses. “As I humbly and gratefully step into this role, I recognize that Mozzeria is not solely about pizza or profit,” Richard explained. “I believe the real work we are doing is about raising up the community. It's about equity. I believe that Mozzeria, more than anything else, can be a place where Deaf and hard of hearing people can look and see their peers modeling excellence.” “Richard has already had such a positive impact on Mozzeria as interim CEO and through his work with CSD SVF,” said Chris Soukup, Board president of Mozzeria. “We are certain that his diverse professional background uniquely positions him to continue to lead the growth of the Mozzeria brand. We are excited for what the future holds.” Mozzeria was founded in 2011 in San Francisco, making history as the city’s first-ever Deaf-owned restaurant, and it has continued making history ever since. The pizzeria quickly received global acclaim for its authentic, delicious cuisine by the International Associazione Verace Pizza Napoletana. Six years later, Mozzeria partnered with CSD Social Venture Fund in hopes of expanding nationwide. Thanks to this partnership, in 2020 Mozzeria was able to open a second, flourishing location in Washington D.C., despite the challenges of the global coronavirus pandemic. Nearly three years later, Mozzeria is poised to continue making an impact under Horrell’s leadership. “As Mozzeria grows, we are gifted with more opportunities to create equitable spaces and model Deaf excellence, showing that Deaf people are capable of anything we set our minds to,” said Horrell. About Mozzeria Mozzeria was founded in 2011 with the goal of providing customers with a welcoming, memorable, and visual environment to experience Deaf culture while working to increase career placement opportunities for Deaf people. Since then, people across the globe have flocked to Mozzeria to get a taste of our famous authentic wood-fired Neapolitan pizzas. Mozzeria is proud to be a place where employees can show their talent and feel a shared sense of belonging, all while serving delicious pizza and cuisine inspired from the Campania region in Italy to our customers! Visit http://www.mozzeria.com and follow @EatMozzeria on Facebook, Twitter, and Instagram. About CSD Social Venture Fund CSD Social Venture Fund (CSD SVF) is one of the only venture capitals in the world supporting Deaf entrepreneurs and Deaf-owned and operated businesses. CSD SVF provides equity investments to Deaf-led businesses that exemplify CSD's values: enhancing Deaf economic power, employing Deaf people, and creating social change. CSD SVF is committed to the success of each business, providing not only financial investment, but also access to tools and resources, enabling each Deaf-led business to thrive. Existing portfolio members include Mozzeria, National Deaf Therapy, DeafTax, Bus Door Films, and Hands on Travel. For more information, please visit https://csdsvf.com/ and follow us on Facebook, Twitter, Instagram, and LinkedIn. About Communication Service for the Deaf Communication Service for the Deaf (CSD) is the largest Deaf-led social impact organization in the world. For more than four decades, CSD has been a leader in creating and providing accessible and innovative solutions for the Deaf community. Today, CSD continues its work to create opportunities for personal and economic growth within the Deaf community, specifically addressing leadership and employment. For more information, please visit CSD and follow us on Facebook, Twitter, Instagram, and LinkedIn. Contact Details CSD Katie Murch media@csd.org Company Website https://www.csd.org/

December 06, 2022 09:37 AM Central Standard Time

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Best Non UK Casino Updated - Spicy Jackpots

Online Casinos

Spicy Jackpots is the best non-UK casino, it offers free spins for every deposit, accepts UK players signed on Gamstop, and has more than 4,000 slot games. Spicy Jackpots non UK Casino UK customers looking for the best gaming experience will be delighted to know that there are more options available than ever before and that there is a new name at the top of the tree. When it comes to seeking out the best Non UK casino, slots fans and table game aficionados will be cheered to hear of the elevation of Spicy Jackpots, a standout online casino that has been welcomed with open arms by players both on mobile devices and home computers. The minds behind Spicy Jackpots have reacted to the realisation that they’re in a crowded marketplace and need to stand out. To do this, they have focused on the things that make people become regular casino customers. Realising that this means picking the best games and offering the best promotional bonuses, these have been the twin focal points of Spicy Jackpots’ efforts to join the crowded marketplace that exists in online casinos today. If you want to be the best Non UK casino, then you need to compete with the best on those issues - and that’s what Spicy Jackpots is aiming for. This hasn’t happened overnight: Spicy Jackpots has been the result of a lot of work designed to ensure it could be considered the best Non UK casino when the charts came out ahead of the end of year. To ensure that it has the best games, close relationships have been fostered with the top developers, with names like Yggdrasil and Konami essential to Spicy Jackpots’ provision of games. Equally, a lot of effort has been involved in ensuring that independent developers haven’t been ignored. So often the drivers of innovation in casino gaming, the indies are well represented in Spicy Jackpots’ game lobby. Spicy Jackpots is also keen to ensure that potential gamers don’t miss out on the bonus offering that they have carefully curated. With surveys showing that promotional offers are a major attraction for casino players, they didn’t want to miss out on this element of their offer. From the start, new customers at the casino will be able to benefit from a 400% first deposit bonus - almost unheard of for a new casino - which can bulk a player’s gaming funds by as much as £2000. They also recognise the importance of rewarding customers who come back, which is why there is a string of reload offers that keep the ball rolling when it comes to bonus funds. Why is Spicy Jackpots considered by so many people to be the best Non UK casino? In no small part, it is because the casino has taken the time to figure out what casino customers want, and has gone to great lengths to ensure that this is delivered. Traditional casino players and new customers alike will be attracted by this combination of pull factors, and they’ll stick around to keep playing at Spicy Jackpots because the casino undoubtedly delivers on its promises. It will want to continue to be the best Non UK casino throughout 2023 and beyond. Customers are sure to conclude that that’s worth sticking around for. Spicy Jackpots Non UK Casino Spicy Jackpots offers a range of top of the range casino games, with slots, table games, and live dealer games all available to UK gamers who are signed up to Gamstop. It offers fast, effective live chat for customer support, and exceptional customer offers. Spicy Jackpots Signup Offer New customers to Spicy Jackpots will be immediately impressed by the offer that’s ready for them when they make their first deposit. The initial deposit in this casino is augmented by a 400% matched deposit bonus which can offer as high a lump sum as £2000. This offer is even better than it first appears, though, because the deposit bonus is topped up with 100 Free Spins. That’s just about the most generous opening offer we’ve seen. Spicy Jackpots Reload On top of the initial 400% matched deposit, Spicy Jackpots goes all out to prove it is the best Non UK casino by keeping the bonuses coming for the next five deposits. The second deposit is subject to a 200% match bonus which can be good for up to £1000 (plus 100 free spins). Following on from that, the next four deposits are all matched 100% by the casino, up to £500 apiece with an additional 50 free spins each time. The full total there is £5000 bonus betting funds and a stunning 400 free spins. That’s what they mean by “Spicy”. Spicy Jackpots Banking Spicy Jackpots, in keeping with Non UK casinos, offers a wide range of methods for withdrawal and deposit. You can deposit to your account using credit and debit cards, bank transfers, cryptocurrencies, and EcoPayz. All of these methods are fee-free, and you can withdraw from the casino using bank transfers which are also fee-free. All withdrawals will be processed in a minimum of 48 hours but may take longer to reach your bank account. What is a Non UK casino? The simplest answer to this question is that a Non UK casino is a casino that isn’t from the UK. These casinos are particularly noted for their relative lack of restrictions when compared with standard UK casinos, and they are a popular subsection of casinos that allow UK players to play games. You will generally find that a Non UK casino will have higher limits than casinos that are signed up with the UKGC. They will allow higher deposits, higher maximum bets and higher withdrawals than standard UK casinos. They also tend to offer better deposit bonuses and have excellent customer support structures. Of course, this all might seem to be burying the main point, which is what all of this has to do with Gamstop. If you know of Gamstop, you probably know that it restricts people who have expressed concerns over problem gambling from playing at UK casino sites. So why would you want to play at casinos that went against that? We’ll come to that in a moment. First, though… Why do people play at a Non UK casino? The popularity of Non UK casinos has only got a certain amount to do with the service Gamstop provides in and of itself. UK casinos are heavily restricted, which means that any UK player who wants to play without those restrictions needs to find a Non UK casino to play at. The kicker there is that every UK casino is signed up to the UKGC. At least, every legal casino, and you don’t want to play at illegal casinos. The reasons why go way beyond the obvious. Non UK slot sites have greater freedom to decide what they want to offer their customers, and this generally means that they will offer a much larger range of games. It’s not uncommon to see a Non UK casino with several thousand games, of which the majority will be slot games. However, there will also be plenty of table games, and in the case of Spicy Jackpots, there is also an excellent live casino. When we talk about Non UK casinos, we are referring specifically to casinos that are not licensed in the UK, but do hold gambling licences. These casinos are reliable and reputable, and they will look after your funds, make prompt payouts, and offer excellent customer service, including allowing you to self-exclude if you feel that you are experiencing a gambling problem. While a Non UK casino will offer someone who is self-excluded through Gamstop another way of betting, they are more popular with people who have not signed up to Gamstop, but want the greater level of freedom that comes with playing at Non UK casinos. What is the United Kingdom Gambling Commission? If you’ve come this far and this is the first you’ve ever heard of the UKGC, it may be the case that you are quite confused by now. From context it’s easy enough to put together the basics, but what do the UKGC and gamstop actually do? Gamstop is a service by the UKGC that UK bettors can sign up to when they feel they are experiencing gambling difficulties. If they find themselves unable to stop betting, and they are losing money to the point where it is a problem in their everyday lives, Gamstop exists to provide them with a simple and fully effective way to stay away from UK casinos. In short, Gamstop and the UKGC prevent people from playing at any casino that is under the jurisdiction of the UK government. This means that people can’t play at any UK-based casino, because all such casinos are covered by the UK Gambling Commission. There may be some unlicensed casinos operating in the UK, but they are doing so completely illegally, and to play there is hugely unsafe. How does the UK Gambling Commission work? For the UKGC to be effective, it must be applied to all casinos in the UK, so by law it is impossible for a casino to be operating in the UK, licensed by the UKGC, and not signed up to Gamstop. It is compulsory for UK betting sites. Gamstop works by essentially inserting a layer of security between you and the casino or betting site that you are trying to access. If you are signed up to Gamstop, and try to play at a UK licensed casino, you will see a message telling you that you are banned from the casino and unable to play there. You won’t get as far as the Welcome screen, less still be able to place any bets. Gamstop is not in the business of letting people know that there are alternatives to UK betting sites. People who sign up for Gamstop are, for the most part, ignorant of the existence of casinos outside the UK that accept UK customers. So when they are prevented from playing at UK casinos, as mandated by Gamstop, they are for all intents and purposes barred from playing anywhere. So why do Non UK casinos exist, and what is their purpose? Well, casinos generally exist in other countries. The UK Gambling Commission is not in a position to stop them offering services to UK customers. And as long as they are licensed, it is not impermissible for UK customers to play there. What does Gamstop do? When you sign up to Gamstop, you need to give a certain amount of information to the service, identifying you by name, address, and Date of Birth. This is the information that a UK online casino will hold on you and the information by which Gamstop will identify you when it contacts casinos on your behalf. You don’t need to contact the casinos or betting sites individually - that would take forever and would open you up to temptation; Gamstop will do it all automatically. After you have entered the information Gamstop needs from you, you will then be asked how long you want to remain excluded. There are three possible answers here. You can remain excluded for six months, one year, or five years. You will then be presented with an agreement to conclude online with Gamstop. On clicking to fulfill the agreement, your period of self-exclusion begins. Gamstop will contact every casino automatically, and the casinos will then begin implementing the exclusion on their sites. Generally, it takes a couple of hours to become final, so Gamstop advises you not to try to bet during this time. Now, here is the key point: When you click that you agree to the period of self-exclusion, Gamstop takes that very seriously. You have agreed to exclude yourself from online casinos, and you will be excluded. Even if you want to end this agreement, you can’t. Gamstop will not allow you to break the agreement. If you are trying to think of ways around the agreement, requests you can make, or anything you can do to end the self-exclusion, stop. It’s iron-clad. And it needs to be. Because if you were Gamstop, offering people a way out of problem gambling, and you then allowed them to end their agreement because they asked, you wouldn’t be doing your job. People in the grip of gambling addiction will look for any justification to allow them to bet just once more. If you’re excluded, by choice, for five years, and by the time four months of that has elapsed you feel like your problems have cleared and you’re ready to bet again, safely, you’ll still be excluded for the rest of that five-year period. Even if you’re completely justified in thinking that the causes of your problem have been dealt with and you can bet with a level head, you will be blocked for the next 56 months. And you can’t complain about that, because what if you were just saying that everything was fine so they’d let you bet again? Gamstop only has your word for it, and they’re going to listen to the first thing you told them: “I have a problem, and I need help”. This is how that help works. Advantages of Non UK casinos Taking all of the above into account, then, it is reasonable to ask what the benefits of casinos that aren’t from the UK are. The primary benefits are as follows… Better bonuses. These offshore casinos don’t have to pay the larger licensing fees involved with being a signatory of the United Kingdom Gambling Commission, nor do they have to pay UK taxes. They are usually in lower-tax jurisdictions, and they pass this saving on to customers. They’re still regulated. Yes, you might wonder what the risks are in betting at casinos that aren’t licensed in the UK, but they’re really not that major. Casinos located in Malta, Gibraltar and other such jurisdictions still have to work within the law - it’s not like they’re based in some lawless Wild West. Fewer KYC checks. These casinos will need you to make some effort to identify yourself but the tariff of proof is much lower than it is with UK casinos. Once you’re verified, you don’t need to jump through as many hoops. Disadvantages of Non UK casinos It’s not beneficial to generalise, because every casino makes its own plans and interprets laws in its own way. However, there are some disadvantages that are more common with non-UK casinos. Self-exclusion is long and difficult. There can be no denying that Gamstop is a hugely effective and convenient tool. With one click, you can put your problem gambling out of reach. When you’re betting at offshore casinos, there is no single organisation that can stop you from accessing those. You can usually self-exclude at each casino by request, but if you’re a member of lots of them, that can be a drawn-out process. Slower responses to complaints. If a casino is on Gamstop, it means it’s a member of the UKGC. That means if you have a complaint, you can apply pressure to resolve it by invoking the UKGC. If you’re not present in the country where the casino is located, though, you have less leverage to get them to do what you want. Best non UK Casino Games All in all, there is definitely a place for Non UK casinos. We would not recommend them to people experiencing current gambling problems, but as a way of escaping the often excessively strict regulations of the UKGC, they offer an excellent solution for non-problem bettors. onlinecasinos.site is a platform created by casino players for everyone. We strive to offer fellow players a platform that addresses every aspect of online gambling. The information on this site is for entertainment purposes only. Gambling comes with its fair share of risks and it's important to recognize that when using online gambling sites. The Casino sites listed hold a Curacao gambling license and players from around the world can legally play. Wins are taxed. If you have a gambling addiction problem or anyone you know does, call the National Gambling Helpline at 1-800-522-4700. In addition, the following free gambling addiction resources can be of help: http://www.gamblersanonymous.org/ http://www.ncpgambling.org/ http://www.gamblingtherapy.org/ Contact Details OC Dean +44 7828 798354 onlinecasinosppc@gmail.com Company Website https://onlinecasinos.site/

December 06, 2022 10:28 AM Eastern Standard Time

Does This Brain Drink Help You Leave Work Earlier?

TruBrain

Interested in investing in TruBrain's campaign? Click here to get started! In our more remote, information-driven economy, efficiency and value creation are prized over the 1990s office model of 9 to 5 coffee-driven meetings and water cooler gossip. As a remote worker who writes for a living, I need long periods of deep work, when I can be both efficient and creative. TruBrain has helped me crack the code. TruBrain recognizes that most people today - regardless of their work - want to have healthy boundaries between their career and personal life so that they can put time into meaningful activities that matter most to them. The company is looking to help these people by providing drinks and edible products that nourish the brain and increase efficiency. Already over 90% of employees want a job that’s part or full-time remote - saying it allows better work/life balance - but achieving a productive flow state poses a real challenge for many people. The internet - with its continuous notifications and diversions - is the greatest source of distraction for most people. This kills efficiency, as brain science tells us that it can take as much as 23 minutes to return to a proper flow state after we’ve been distracted. Chugging a cup of coffee, blocking youtube, and locking yourself out of Twitter might be strategies that help some people deal with shallow work, but cutting-edge efficiency requires sustained focused concentration. That’s where TruBrain products come in - its ketone and nootropics products fuel the brain for its best thinking, giving it the nutrition it needs for concentration and focus. Finding the Brain Food That Works for You TruBrain primarily produces brain foods, though it has a variety of products. Tackling workplace stress - which over 90% experience at work - TruBrain has developed wearable tech that uses vibrotherapy in an effort to destress America’s workforce. Meanwhile, its custom drinks include various nootropics - as part of a $3.3 billion industry. Nootropics are natural or synthetic cognitive enhancers that increase concentration, creativity, memory, and brain growth. Caffeine is a basic nootropic, which works by blocking the drowsiness receptors in the brain - however, TruBrain’s drinks harness a host of healthy ingredients to power the brain for clearness and creativity. Its tasty drinks are based on various formulas combine to make a fully customized product line. TruBrain provides its personalized drinks package because it knows that each individual brain is influenced by a combination of unique genetic and external factors. The package currently offers a variety of 7 nootropics drinks designed to maximize mental performance. The range of the drinks means that you can tailor consumption based on your unique brain to perform at your best, regardless of the situation. TruBrain is a grassroots company with over 2000 individual investors. Profitable since 2019 as a company, TruBrain looks to advance in the direct-to-consumer market, with comparables in the space like successful companies Hims (NYSE: HIMS), RXBar, and EAS. With over $18 million in lifetime sales, it is currently raising funds through a new round of investing – will TruBrain become another great direct-to-consumer winner? Want to find out how to invest in TruBrain? Click here. To learn more about TruBrain, visit its website. TruBrain is a profitable brand in high-performance cognitive nutrition with over $18 million in lifetime sales. We deliver patent-pending brain food designed by neuroscientists to enhance your memory, focus, sleep, and more. Our personalized formulas will empower you to be the best version of your unique self. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Benzinga may receive monetary compensation from the issuer, or its agency, for publicizing the offering of the issuer’s securities. This content is for informational purposes only and is not intended to be investing advice. This is a paid ad. Please see 17b disclosure linked in the campaign page for more information. TruBrain's Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA /SIPC.This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. For more information about this offering, please view TruBrain's offering circular and risks associated with this offering. Contact Details TruBrain Investor Relations invest@trubrainstock.com Company Website https://www.trubrain.com/

December 06, 2022 08:00 AM Eastern Standard Time

Holiday Gift Guide for Him

Benzinga

Buying gifts for men can be difficult, but there are ways to make the gift selection process easier. Remember, each man is different and will have various likes, hobbies and dislikes. If you’re looking for the best gifts for the man in your life, keep reading to view our holiday season gift guide for him. First, Take into Consideration These Tips on Buying the Best Gift for Any Man in Your Life No holiday gift guide would be complete without a quick discussion of things you should think about when buying gifts for him. To find the ideal gift for the man in your life, there are three things you can look for that will help you find something he'll love. Pay attention to his needs: Everyone has practical needs, but we don’t always tend to them. For example, someone may talk about needing a car wash kit so they don’t have to continue to go to the car wash but never buy one for themselves. Spend some time listening to your man to see whether you can identify anything he needs but hasn’t bought for himself. If you want to give a good gift, the No. 1 rule is that you give him something he will use and not put it on an empty shelf somewhere. Keep it simple: Men tend to like straightforward things, and that’s why you shouldn’t overthink the gift. Instead of complicating things, think about what would make his life easier or more enjoyable. For instance, if he is a music lover, you could give him tickets to his favorite concert or buy him that guitar he’s had his eye on. Notice what he likes to do and buy for himself: Does the man in your life have a? Does he have a habit of buying things that contribute to or grow his hobby? Noticing these things can make for great gift-giving ideas. If he has a hobby that he loves, give him a gift related to it. For example, does he play golf often? Get him a golf gift such as a replacement for the club he's always complaining about. Or, you could concentrate on the things he wants to do but hasn’t. Maybe you’ve heard him talk about wanting to try rock climbing — why not make his day and give him the gift of lessons? 10 Holiday Gift Ideas That Men Actually Want It’s time to get into the specifics. Here are some of the best holiday gifts for him. 1. Grill Set If the man you’re shopping for likes to cook outdoors, you have a lot of choices, but to make the gift special, why not opt for a grill set? Just like how pool players take their pool sticks seriously, any griller worth this salt understands that the tools he uses can make cooking that steak or hamburger even better. And if you want to make the gift even more special, consider personalizing it with his name or a funny saying. 2. Engraved Decanter Set If he likes to pour his drinks in style, an engraved decanter set could be the ideal gift. You can engrave the glasses with his initials, or engrave the decanter with his name or some other sentimental text. This gift is best for anyone who likes to entertain and wants to make a good impression when serving drinks. 3. Wallet Men carry a lot of important stuff in their wallets. A wallet not only needs to be practical and a size that will hold everything they carry, it also needs to match their style. Some men like simple leather wallets while others like metal wallets. If the man in your life needs a new wallet, make sure you understand his style and then wow him with a new one. 4. Watch Watches have come a long way, and if he hasn’t caught up to the times and still wears the same watch he wore a decade ago, it might be time for an upgrade. Pay attention to his style and select a watch that matches it. Would a leather band fit his style, or would a gold or silver band fit into his wardrobe and lifestyle? If he is adventurous, think about giving him a watchmaking kit so he can make his own unique watch. Watches make an excellent luxury gift for him, if you're looking for something a little more pricey. 5. Personalized Toiletry Bag If the man you are buying a gift for travels a lot, a custom toiletry bag could make a great personalized gift. You can find toiletry bags in leather in various colors or bags that are made from other types of materials. One hint if you want to buy the right style is to look at his luggage and match it as closely as you can. 5. Cigar Humidor If the man you’re buying for loves good cigars, he would likely love a good humidor to store them in. When searching for a humidor, be sure to think about the quality. A good-quality humidor will allow him to store the cigars and keep them fresh for months. 7. Laptop Bag Does he carry his laptop to and from work or when he travels? If so, a laptop bag could make a perfect gift. Look for a bag that matches his personality — whether it’s made from canvas, leather or another material — and ensure that it has enough pockets and compartments to hold the rest of his gear. This is a great tech gift for any man who carries his laptop with him. If you want to make it even more special, personalize it with his name. 8. Hot Sauce Set As a general rule, men love hot sauce. In fact, you likely know a man who has participated in a hot pepper-eating contest. If the man in your life loves hot sauce, a hot sauce set might make a well-appreciated unique gift. You can find sets that include various styles of hot sauce in many different types of bottles and containers. If you choose this gift, have fun with it and find one that matches his personality. If you can't find enough to complete a set you can use individual bottles as stocking stuffers! 9. Cooler If he likes to spend time at the beach, lake, pool party or campground, a cooler would make a great gift. You can get him a cooler that will keep his favorite canned beverages cool for days, or you could opt for a mini-cooler if he only needs it for a few hours. Just like with any other gift, if you personalize the gift it will make it that much more special to him. Plus, it will ensure that his cooler doesn’t get mixed up with his friends’ coolers. 10. Subscription Box If you want to give him a gift that keeps on giving, think about signing him up for a subscription box. You can find subscription boxes for beer lovers that will deliver a beer or wine of the month, movie collections for movie night enthusiasts, or even shaving essentials for the burly gentlemen. If you choose this type of gift, he will think of you every time a new box shows up in his mailbox! Yes, You Can Find the Perfect Gift for Him Finding unique gifts for men doesn’t have to be difficult. To find the perfect gift for him, focus on his personality, style and needs, and soon, you will know just what type of gift to buy. And don’t forget to get jewelry insurance if you choose fine jewelry as a gift. For instance, if you buy him an expensive watch and you make insurance a part of the gift, he will relax, knowing that any loss resulting from theft or damage will be covered. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

December 05, 2022 04:18 PM Eastern Standard Time

Holiday Jewelry Buying Guide for Her

Benzinga

If you are looking for jewelry as the perfect gift for your girlfriend, wife, sister or friend, you have a lot to consider. After all, jewelry is a personal gift, and you can’t give her just any piece of jewelry. Instead, you’ll need to put a lot of thought into it to ensure that you give her a piece that she will love and wear for years. If you know you want to buy her jewelry but aren’t sure how to go forward, our holiday gift guide will help you find the best gifts. Buying the Perfect Gift for Your Special Someone Gift buying is an art; when you get that perfect gift, the recipient will remember it forever. And jewelry tops the list of great gifts because of all the options associated with it. For instance, you can give timeless pieces; you can customize jewelry to make it even more personal; you can purchase matching sets for friends or family; you can give permanent jewelry; and more. Even better is the fact that a gift of jewelry will last for years as long as it’s properly cared for. And if you want to take your holiday jewelry gift to the next level? Include the first year of jewelry insurance if you plan to give a piece of high-end jewelry. 5 Holiday Jewelry Gift Ideas While giving jewelry is personal because people have their own style, some traditional jewelry gifts appeal to everyone. You can make the gift special by keeping in mind the recipient’s style and how they like to wear their jewelry. Here are some unique gift ideas that will warm her heart during the holiday season. 1. Earrings If you’re looking for holiday gifts for her where you can get a little crazy, earrings are a great choice. Earrings are an ideal gift for people who like to express themselves in creative and unique ways. For instance, you can give an ear cuff or wrap perfectly sized hoops for the woman who loves the simplicity of thin gold. On the other hand, if she is more conservative in her dress, think about small diamonds or pearl earrings. 2. Rings When it comes to jewelry gifts, rings are in a special category of their own. Whether you are surprising her with a holiday proposal and an engagement ring or want to give her a ring that fits her everyday style, a ring will please even the most discerning woman in your life. You will have many options when it comes to rings. You can give a unique custom ring that draws attention, or you can buy an understated ring that looks expensive and classy. You will find many different price points when buying a ring. 3. Necklaces Giving her a necklace is a great choice because this type of jewelry gives her a chance to stand out in the crowd. You can give her a statement piece that draws attention or you can opt for an understated piece that is adorned with a single gem. You can also give a more traditional necklace such as a band of pearls or a long gold or silver chain. 4. Watches If you want to give a jewelry gift that combines beauty and practicality, a watch is a great choice. And you won’t be limited by only a few styles. You can opt for a classic watch with a thin gold band and understated face, or a unique watch that shows personality, or even go more modern and get an apple watch. Price is a factor with a watch gift, as well. You can choose an inexpensive watch or opt for a high-end watch. Either way, ensure that you choose one that fits her style and personality. 5. Bracelets Another great jewelry gift is a bracelet. Because these pieces of jewelry come in so many styles and colors, your choices are seemingly endless. You can give her a simple gold bracelet, or you can opt for a colorful bracelet made of various materials. Another great gift for her is a permanent bracelet. She will think of you every time she feels the gold touch her wrist. How to Pick the Right Piece of Jewelry As wonderful as gift jewelry is, if you select a piece that doesn’t go with her style, she may not wear it often. Here are some things you can do to ensure that you choose the right piece for her. Consider Her Style Preferences Every woman has a style of her own, and that style extends to her jewelry. Pay attention to the jewelry that she wears. Does she prefer gold or silver, maybe rose gold? Does she wear pieces with diamonds or does she prefer colored stones? Is her favorite jewelry made up of large, showy pieces, or does she prefer smaller, understated pieces? Does she view jewelry as an investment or does she prefer inexpensive jewelry that she can change often? The type of jewelry she wears now will give you insight into her style – and you can use that to select the ideal jewelry piece for her. Take into Account Her Lifestyle Her lifestyle should also take a front seat when selecting jewelry for her. For instance, does she like to wear her jewelry 24/7 or does she take it off every night? Does she work in a creative atmosphere where she can wear unique pieces, or does she work in an office where she needs to wear more modest pieces? Is she active? If so, you may not want to give her a dangly bracelet or necklace that will get in the way while she's working. Think Beyond Rings Although rings make an excellent holiday jewelry gift in many circumstances, there are some instances when it’s best to avoid them and think about a different type of jewelry. For instance, if you’re dating her and are not ready to make a commitment, a ring would not be an appropriate jewelry gift because it could too easily be associated with a wedding ring. Don’t Break the Bank It can be tempting to buy her the most expensive piece of jewelry in the showcase, but before you do that, think about your budget. If you keep the other tips in mind and select a piece of jewelry that fits her style and life, you can get away with a less expensive piece. By shopping around, you can find budget-friendly options that she will find stunning. Consult with Jewelers If you’re not certain about what type of jewelry to buy for her, it’s a good idea to meet with a few jewelers and talk to them about your choices. When you meet with them, ask about their bestsellers, which may inspire some ideas for your gift. If she has a jeweler, speak to them about her past preferences and that may lead you to a better idea of what she would love for this gift. Select the Perfect Holiday Jewelry Gift for Her Giving jewelry as gifts is a great way to let her know that you love and appreciate her. But it’s important to understand what type of jewelry she loves and what jewelry will fit into her lifestyle. Don’t forget to speak to jewelers if you aren’t sure how to select the perfect gift. And if you choose a high-end piece, be sure to insure the jewelry to ensure that it’s replaced if it’s lost, damaged or stolen. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

December 05, 2022 04:10 PM Eastern Standard Time

Aver Exchange, the World’s First Fully Decentralised Web3 Betting Exchange, Launches User Interface Redesign

Aver

Aver Exchange, a decentralised sports betting and prediction exchange on the Solana blockchain, announced today that the application has undergone its first user interface (UI) redesign. The upgraded application is currently live and supporting active trading. The new user interface is the result of months of community feedback, technical development, and back testing from the Aver development team. Key improvements and new features: A cleaner aesthetic providing more efficient trading and an increase in available data and information An upgraded search algorithm allowing participants to more easily find markets, discover similar markets, and view previously resolved markets Connection to the exchange via email and other single sign-on (SSO) portals Improved cross-device functionality for participants on the go Two different trading interfaces: Simple Mode and Pro Mode for different preferences and experience levels "We're very excited by the progress we've seen from the Aver development team and the UI redesign cements Aver as an industry leader in decentralised sports betting and prediction markets” said David Toh, partner at Mirana Ventures. “They continue to improve their product and strive for the best user experience possible. We are excited for what the Aver team produces next." The redesign comes five months after the launch of the exchange’s public beta on the Solana mainnet on July 1, 2022. Aver is a decentralised, peer-to-peer betting exchange built on the Solana blockchain. It enables trustless trading, settlement and resolution of bets and predictions - without reliance on any individuals or third-parties. Contact Details Press Contact press@aver.exchange Company Website https://aver.exchange

December 05, 2022 04:00 AM Eastern Standard Time

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